2405 Spitzer St, Elgin, SC 29045 Property Records

Kershaw County property record for 2405 Spitzer St, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details1,512 sqft · built 2002
Lot Size1.67 acres (72,745 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Oct 2015)
Tax Bill$703 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN292-03-00-017-SPM

Property Details

APN / Parcel Number

Primary APN292-03-00-017-SPM
Alternative APN
  • 8408

Interior

Stories1 Story
Building Area1,512 sqft Gross Area
Gross Area1,164 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialVinyl
Lot Area72,745 sqft (1.67 acres)
PorchPorch
Porch Area144 sqft
Deck Area61 sqft

Location & Zoning

Account Number8408
Old Parcel Number292-03-00-017 SPM
Street Address2405 SPITZER ST
CityELGIN
StateSC
Zip29045-8907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-2
Legal DescriptionDIST:279 MAP REF:BK 2000 PG 64
Legal SubdivisionELGIN FARMS SUB
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2024
Census Tract970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2405 SPITZER ST, ELGIN, SC 29045-8907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2015 · Amount on Record
Deed SaleOct 22, 2015 · Amount on Record
Prior SaleJul 10, 2006 · Amount on Record
Deed Document Number0003437180
Deed Book / Page3437 / 180
Prior Transfer DateOct 16, 2015
Prior Transfer Doc0000007695
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2405 SPITZER ST, ELGIN, SC 29045-8907
Document Number0000006688
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2405 SPITZER ST ELGIN SC 290458907, ELGIN, SC 29045-8907

Mortgage

Document Number0000006688
DateJul 29, 2020
Instrument6688
Lender
NameALLSOUTH FCU
TypeCredit Union
AddressCOLUMBIA, SC 29201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$703.00 (-0.57%)$143,700 (-) Land $16,700 Building $127,000$143,700 (-)
2023$707.00$143,700 Land $16,700 Building $127,000$143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 79% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spitzer St

Nearby Streets

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