Scotts Bluff County property record for 2405 Shadow Rdg Dr, Gering, NE 69341
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 2,130 sqft · built 2008 |
| Lot Size | 0.277 acres (12,080 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,657 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Mortgage |
| APN | 1673-34-0-01144-001-0012 |
| Primary APN | 1673-34-0-01144-001-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 2,130 sqft |
| Basement Area | 1,906 sqft |
| Finished Basement | 1,335 sqft |
| Unfinished Basement | 571 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,080 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 908 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Patio Area | 220 sqft |
| Balcony Area | 121 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2405 SHADOW RIDGE DR |
|---|---|
| City | GERING |
| State | NE |
| Zip | 69341-1644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | LT 13, BLK 1, THE PRESERVE |
| Legal Range | 55W |
| Legal Township | 22N |
| Legal Section | 34 |
| Legal Subdivision | THE PRESERVE |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SCOTTS BLUFF NE |
| Township / Civil Division | GERING |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 953900 |
Source: Scotts Bluff County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2405 SHADOW RIDGE DR, GERING, NE 69341-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 2405 SHADOW RIDGE DR, GERING, NE 69341-1644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20205590 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-5590 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSBLUFF, NE 69361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 12, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.45% |
| Type Change Date | Nov 12, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 7.45% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 2405 SHADOW RIDGE DR, GERING, NE 69341-1644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FERGUSON TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 20205589 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-5589 |
| Name | PLATTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SCOTTSBLUFF, NE 69361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.07% |
| Type Change Date | Dec 10, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 6.07% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 10% |
Source: Scotts Bluff County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Scotts Bluff County |
| Municipality | Gering City |
| Unified School District | Gering Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,865 (+13.34%) Land $38,160 Building $477,705 | $515,865 (+13.34%) Land $38,160 Building $477,705 | |
| 2025 | $7,657.00 (-13.65%) | $455,155 (+10.01%) Land $38,160 Building $416,995 | $455,155 (+10.01%) Land $38,160 Building $416,995 |
| 2023 | $8,867.00 | $413,752 Land $37,216 Building $376,536 | $413,752 Land $37,216 Building $376,536 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GERING serves 8,500 people · EPA ID NE3115717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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