2405 Settlement Rd, Copperas Cove, TX 76522 Property Records

Lampasas County property record for 2405 Settlement Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2,790 sqft · built 2019
Lot Size	0.452 acres (19,689 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,741 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2026 Sale + 5 more
APN	`11159-001-007-00`

Property Details

APN / Parcel Number

Primary APN	`11159-001-007-00`
Alternative APN	`151880`

Interior

Building Area	2,790 sqft Total Area
1st Floor Area	1,962 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	19,689 sqft (0.452 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	388 sqft

Location & Zoning

Account Number	11159-001-007-00
Street Address	2405 SETTLEMENT RD
City	COPPERAS COVE
State	TX
Zip	76522-3597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 7 BLK: 1 SUB: SKYLINE RIDGE PH II LOCCD:127
Legal Subdivision	SKYLINE RIDGE
Legal Block	1
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1021
Census Tract	950304

Owner

Source: Lampasas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Apr 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 5, 2024	Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 4, 2021	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 4, 2021	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2018	Vendor's Lien, Subdivision Related Transfer · VA Mortgage FIRST NATIONAL BANK TEXAS
Dec 18, 2018	Vendor's Lien, Subdivision Related Transfer · VA Mortgage FIRST NATIONAL BANK TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026
Deed Sale	Apr 17, 2026
Prior Sale	Feb 5, 2024 · Amount on Record
Deed Document Number	2026210731
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	550/869
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191062
Date	Mar 10, 2022
Instrument	191062

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMPASAS TX
Recording Date	Apr 17, 2026
Property Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597
Document Number	0000210731
Instrument Date	Apr 17, 2026
Instrument	2026210731
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Feb 5, 2024
Property Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597
Document Number	0000200449
Map Reference	CAB 2 SL 145&146
Instrument Date	Feb 1, 2024
Instrument	200449
Transaction Type	Transfer
Record Updated	Jun 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597

Mortgage

Document Number	0000200450
Date	Feb 5, 2024
Instrument	200450

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Mar 4, 2021
Property Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597
Document Number	579/912
Book / Page	579 / 912
Map Reference	CAB 2 SL 145&146
Instrument Date	Feb 25, 2021
Instrument	185341
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 SETTLEMENT RD, 2405, COPPERAS COVE, TX 76522-3597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 JOE MORSE DR, COPPERAS COVE, TX 76522-4710

Mortgage

Document Number	394667
Date	Mar 4, 2021
Instrument	394/667

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Mar 4, 2021
Property Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597
Document Number	000579/912
Book / Page	579 / 912
Map Reference	CAB 2 SL 145&146
Instrument Date	Feb 25, 2021
Instrument	185341
Transaction Type	Transfer
Record Updated	Jun 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 JOE MORSE DR, COPPERAS COVE, TX 76522-4710

Mortgage

Document Number	0000394667
Date	Mar 4, 2021
Instrument	394/667

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Dec 18, 2018
Property Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597
Document Number	550/869
Book / Page	550 / 869
Map Reference	CAB 2 SL 145&146
Instrument Date	Dec 14, 2018
Instrument	174870
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597

Mortgage

Document Number	174871
Date	Dec 18, 2018
Instrument	174871

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

December 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Dec 18, 2018
Property Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597
Document Number	000550/869
Book / Page	550 / 869
Map Reference	CAB 2 SL 145&146
Instrument Date	Dec 14, 2018
Instrument	174870
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SETTLEMENT RD, COPPERAS COVE, TX 76522-3597

Mortgage

Document Number	0000174871
Date	Dec 18, 2018
Instrument	174871

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Copperas Cove City
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,741.00 (+36.02%)	$345,330 (-5.64%) Land $21,700 Building $323,630	$345,330 (-5.64%) Land $21,700 Building $323,630
2025	$5,691.00 (-5.04%)	$365,970 (+27.75%) Land $21,700 Building $344,270	$365,970 (+27.75%) Land $21,700 Building $344,270
2023		$286,470 Land $43,470 Building $243,000	$286,470 Land $43,470 Building $243,000
2022	$5,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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