2405 S Ponca Ave, Independence, MO 64057 Property Records

Jackson County property record for 2405 S Ponca Ave, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,263 sqft · built 1998
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,500 (Oct 1998)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Jun 2024 Sale Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-530-14-32`

Property Details

APN / Parcel Number

Primary APN	`25-530-14-32`
Alternative APNs	`25-530-14-32-00-0-00-000` `25530143200000001` `771118`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,263 sqft Living Area
1st Floor Area	789 sqft
Basement Area	996 sqft
Finished Basement	591 sqft
Unfinished Basement	405 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,369 sqft (0.261 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	216 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	771118
Street Address	2405 S PONCA AVE
City	INDEPENDENCE
State	MO
Zip	64057-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR OAKS 7TH PLAT LOT 140
Legal Subdivision	CEDAR OAKS 7TH PLAT
Legal Block	2
Legal Lot Number	140
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2000
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12314 S CHELSEA ST, 206, OLATHE, KS 66061-7890
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2024	Beneficiary Deed, Transfer
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/KANSAS CITY
Jan 25, 2019	Deed of Trust, Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 1998 · Amount on Record
Deed Sale	Oct 6, 1998 · Amount on Record
Prior Sale	Dec 12, 1997 · Amount on Record
Deed Document Number	19988945
Deed Book / Page	3287 / P1554
Last Transfer Date	Jun 20, 2024
Transfer Doc	00E0039800
Record Updated	Oct 29, 2026

June 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 20, 2024
Property Address	2405 S PONCA AVE, INDEPENDENCE, MO 64057-2450
Document Number	00E0039800
Instrument Date	Jun 20, 2024
Instrument	2024E0039800
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12314 S CHELSEA ST APT 206, 206, OLATHE, KS 66061-7890

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2405 S PONCA AVE, INDEPENDENCE, MO 64057-2450
Document Number	0000E14404
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2405 S PONCA AVE INDEPENDENCE MO 640572450, INDEPENDENCE, MO 64057-2450

Mortgage

Document Number	0000E14404
Date	Mar 1, 2019
Instrument	14404E

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 28, 2029

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2405 S PONCA AVE, INDEPENDENCE, MO 64057-2450
Document Number	0000E08456
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2405 S PONCA AVE INDEPENDENCE MO 640572450, INDEPENDENCE, MO 64057-2450

Mortgage

Document Number	0000E08456
Date	Feb 5, 2019
Instrument	8456E

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,562 (-) Land $8,347 Building $53,215	$324,010 (-)
2025	$4,081.00 (+0.02%)	$61,562 (+4.52%) Land $8,347 Building $53,215	$324,010 (+4.52%)
2024	$4,080.00 (+2.33%)
2023	$3,987.00	$58,900 Land $8,227 Building $50,673	$310,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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