2405 S Overton Ave, Independence, MO 64052 Property Records

Jackson County property record for 2405 S Overton Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,167 sqft · built 1940
Lot Size	0.606 acres (26,380 sqft)
Owner	Individual Name on File
Last Sale	$160,655 (Feb 2024)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-540-02-09`

Property Details

APN / Parcel Number

Primary APN	`27-540-02-09`
Alternative APNs	`27-540-02-09-00-0-00-000` `27540020900000001` `791763`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,167 sqft Living Area
1st Floor Area	987 sqft
Basement Area	1,112 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,380 sqft (0.606 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	791763
Street Address	2405 S OVERTON AVE
City	INDEPENDENCE
State	MO
Zip	64052-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE RIDGE VIEW LOT 58
Legal Subdivision	BLUE RIDGE VIEW
Legal Tract	58
Legal Block	4
Legal Lot Number	58
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4002
Census Tract	11900

Owner

2405 S Overton Ave is owned and occupied by an individual who bought it in February 2024.

Source: Jackson County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 S OVERTON AVE, INDEPENDENCE, MO 64052-1533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Apr 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK
Feb 27, 2020	Grant Deed, Transfer STEWART TITLE
Jan 14, 2020	Grant Deed, Transfer OTHER
Jul 20, 2019	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Feb 27, 2020
Deed Document Number	20247929
Prior Transfer Date	Nov 5, 1999
Prior Transfer Doc	0000007778
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 7, 2024
Property Address	2405 S OVERTON AVE, INDEPENDENCE, MO 64052-1533
Document Number	00E0007929
Instrument Date	Feb 5, 2024
Instrument	2024E0007929
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	ACCURATE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 S OVERTON AVE, INDEPENDENCE, MO 64052-1533

Mortgage

Document Number	00E0007930
Date	Feb 7, 2024
Instrument	2024E0007930

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2405 S OVERTON AVE, INDEPENDENCE, MO 64052-1533
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 E US HIGHWAY 40, INDEPENDENCE, MO 64055-6120

Mortgage

Document Number	00E0040913
Date	Apr 28, 2022
Instrument	2022E0040913

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 27, 2020
Property Address	2405 S OVERTON AVE, INDEPENDENCE, MO 64052-1533
Document Number	0000E17100
Instrument Date	Feb 21, 2020
Instrument	17100E
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 E US HIGHWAY 40 INDEPENDENCE MO 640556120, INDEPENDENCE, MO 64055-6120

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 14, 2020
Property Address	2405 S OVERTON AVE, INDEPENDENCE, MO 64052-1533
Document Number	0000E04026
Instrument Date	Dec 5, 2019
Instrument	4026E
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 N LOOP 1604 E #250 SAN ANTONIO TX 782321265, 250, SAN ANTONIO, TX 78232-1265

July 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	JACKSON MO
Recording Date	Jul 20, 2019
Property Address	2405 S OVERTON AVE, INDEPENDENCE, MO 64052-1533
Document Number	0000E55906
Instrument Date	Jun 18, 2019
Instrument	55906E
Transaction Type	Foreclosure
Record Updated	Aug 16, 2019
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4500 AMON CARTER BLVD FORT WORTH TX 761552202, FORT WORTH, TX 76155-2202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2405 S Overton Ave was $2,517, up 411.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,425 (-) Land $6,090 Building $28,335	$181,180 (-)
2025	$2,517.00 (+411.59%)	$34,425 Land $6,090 Building $28,335	$181,180
2024	$492.00 (+2.5%)
2023	$480.00	$6,903 Land $1,425 Building $5,478	$36,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2405 S Overton Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 S Overton Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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