2405 S Holgate St, Seattle, WA 98144 Property Records

King County property record for 2405 S Holgate St, Seattle, WA 98144

Property Summary

Property Type	Townhouse
Details	3 bd · 2.25 ba · 1,490 sqft · built 2016
Lot Size	0.03 acres (1,299 sqft)
Owner	Individual Name on File
Last Sale	$659,000 (Feb 2017)
Tax Bill	$7,263 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149830-2938`

Property Details

APN / Parcel Number

Primary APN	`149830-2938`
Alternative APN	`149830293804`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,490 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	630 sqft
2nd Floor Area	630 sqft
Basement Area	230 sqft
Finished Basement	230 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Lot Area	1,299 sqft (0.03 acres)
Garage Type	Attached
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Deck Area	340 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	149830293804
Street Address	2405 S HOLGATE ST
City	SEATTLE
State	WA
Zip	98144-4739
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NC3-75 (M1
Legal Description	CENTRAL SEATTLE UNIT LOT W CITY OF SEATTLE SHORT SUBDIVISION NO 3022567 RECORDING NO 20160804900006 (BEING A PORTION OF SW QTR NE QTR STR 09-24-04)
Legal Range	04
Legal Township	24
Legal Section	09
Legal Subdivision	CENTRAL SEATTLE
Legal Block	46
Legal Lot Number	4&5
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2026
Census Tract	9500

Owner

2405 S Holgate St, a townhouse, is owned and occupied by an individual who acquired it in July 2022.

Source: King County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 S HOLGATE ST, SEATTLE, WA 98144-4739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 15, 2017	Warranty Deed, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Deed Document Number	20171798
Last Transfer Date	Jul 28, 2022
Transfer Doc	0000000385
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	2405 S HOLGATE ST, SEATTLE, WA 98144-4739
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000202
Date	Oct 29, 2021
Instrument	20211029000202

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 15, 2017
Property Address	2405 S HOLGATE ST, SEATTLE, WA 98144-4739
Document Number	0000001798
Map Reference	DOC20160804900006
Instrument Date	Feb 10, 2017
Instrument	20170215001798
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 S HOLGATE ST, SEATTLE, WA 98144-4739

Mortgage

Document Number	0000001799
Date	Feb 15, 2017
Instrument	20170215001799

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2026 property tax bill for 2405 S Holgate St was $7,263.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,263.00
2025		$706,000 (+3.52%) Land $342,000 Building $364,000	$706,000 (+3.52%) Land $342,000 Building $364,000
2024	$6,524.00	$682,000 Land $342,000 Building $340,000	$682,000 Land $342,000 Building $340,000
2022	$5,942.00	$703,000 Land $262,000 Building $441,000	$703,000 Land $262,000 Building $441,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 S Holgate St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2405 S Holgate St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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