2405 S 10th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2405 S 10th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.128 acres (5,604 sqft)
Owner	Individual Name on File
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-03.0-380-012`

Property Details

APN / Parcel Number

Primary APN	`22-03.0-380-012`
Alternative APN	`22030380012 (CHECK DIGIT = 3)`

Exterior

Lot Area	5,604 sqft (0.128 acres)

Location & Zoning

Account Number	22030380012
Street Address	2405 S 10TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVARD PARK 2ND PLAT L 723
Legal Subdivision	HARVARD PARK 2ND
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3007
Census Tract	2600

Owner

2405 S 10th St is owned and occupied by an individual.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 S 10TH ST, SPRINGFIELD, IL 62703-3503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 9, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2405 S 10TH ST, SPRINGFIELD, IL 62703-3503
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R13265
Date	Jul 24, 2023
Instrument	2023R13265

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2038

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	May 9, 2019
Property Address	2405 S 10TH ST, SPRINGFIELD, IL 62703-3503
Document Number	2019R08607
Instrument Date	May 8, 2019
Instrument	2019R08607
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 S PRICE AVE, 2800, SPRINGFIELD, IL 62704-5025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 S 10TH ST, SPRINGFIELD, IL 62703-3503

Tax Assessment & Valuation

The 2025 property tax bill for 2405 S 10th St was $1,829 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00	$28,597 Land $4,282 Building $24,315	$85,791 Land $12,846 Building $72,945
2022	$1,533.00 Homeowner's exemption	$23,109 Land $3,460 Building $19,649	$69,327 Land $10,380 Building $58,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 S 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2405 S 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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