Duval County property record for 2405 Rusty Lakes Ln, Jacksonville, FL 32221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,836 sqft · built 2004 |
| Lot Size | 0.228 acres (9,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,500 (Jan 2022) |
| Tax Bill | $4,767 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002060-0705 |
| Primary APN | 002060-0705 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,836 sqft Living Area |
| Gross Area | 3,304 sqft |
| 1st Floor Area | 1,300 sqft |
| Upper Floors Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,939 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2405 RUSTY LAKES LN |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32221-2858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 55-70 01-3S-24E .23 ADAMS LAKE UNIT 1 LOT 118 |
| Legal Range | 24E |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | SO BEACHES COSTA BRAVA I |
| Legal Lot Number | 118 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 13733 |
2405 Rusty Lakes Ln is owned and occupied by an individual who bought it in January 2022.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2405 RUSTY LAKES LN, JACKSONVILLE, FL 32221-2858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jan 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on File |
| Deed Sale | Jan 31, 2022 · Amount on File |
| Prior Sale | Dec 7, 2021 · Amount on File |
| Deed Document Number | 202227496 |
| Deed Book / Page | 20122 / 1022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2405 RUSTY LAKES LN, JACKSONVILLE, FL 32221-2858 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3026 SCOTTWOOD RD, COLUMBUS, OH 43227-3436 |
| Document Number | 0202171192 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 20217/1192 |
| Instrument | 2022089881 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 31, 2022 |
| Property Address | 2405 RUSTY LAKES LN, JACKSONVILLE, FL 32221-2858 |
| Document Number | 0201221022 |
| Book / Page | 20122 / 1022 |
| Map Reference | MB 55 PG 70&70A-70N |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022027496 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,439.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 2405 RUSTY LAKES LN, JACKSONVILLE, FL 32221-2858 |
| Document Number | 0201221024 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 20122/1024 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 2405 Rusty Lakes Ln was $4,767 with a homeowner's exemption, down 13.2% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,397 (-3.19%) Land $50,000 Building $230,397 | $280,397 (-3.19%) Land $50,000 Building $230,397 | |
| 2025 | $4,767.00 (-13.23%) Homeowner's exemption | $289,629 Land $55,000 Building $234,629 | $289,629 Land $55,000 Building $234,629 |
| 2024 | $5,494.00 (-5.24%) | ||
| 2023 | $5,798.00 (+14.54%) | $312,112 (+9.18%) Land $53,000 Building $259,112 | $312,112 (+9.18%) Land $53,000 Building $259,112 |
| 2022 | $5,062.00 | $285,871 Land $50,000 Building $235,871 | $285,871 Land $50,000 Building $235,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2405 Rusty Lakes Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 50 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2405 Rusty Lakes Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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