2405 Ross Ave, Waco, TX 76706 Property Records

McLennan County property record for 2405 Ross Ave, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,086 sqft · built 2010
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Tax Bill$3,493 (2024)
Deeds & MortgagesSep 2020 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN480037000211004

Property Details

APN / Parcel Number

Primary APN480037000211004
Alternative APNs
  • 4800370002110040111
  • 163451

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,086 sqft Living Area
1st Floor Area1,086 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2010
Exterior MaterialOther
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
DrivewayDriveway
Driveway Area780 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area98 sqft
FenceFence
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number163451
Old Parcel Number4800370002110040111
Street Address2405 ROSS AVE
CityWACO
StateTX
Zip76706-2747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBELL J D LOT 13 BLOCK 18 ACRES .1894
Legal SubdivisionBELL J D
Legal Block18
Legal Lot Number13
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3023
Census Tract598

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2405 ROSS AVE, WACO, TX 76706-2747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Warranty Deed, Transfer
FIRST NAT'L BK/MCGREGOR
May 7, 2018Quit Claim Deed, Mortgage · FHA Mortgage
WALLICK & VOLK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2020
Deed SaleSep 21, 2020
Deed Document Number2020033422
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateSep 21, 2020
Property Address2405 ROSS AVE, WACO, TX 76706-2747
Document Number0000033422
Instrument DateSep 18, 2020
Instrument33422
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2405 ROSS AVE WACO TX 767062747, WACO, TX 76706-2747

Mortgage

Document Number33423
DateSep 21, 2020
Instrument33423
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressMCGREGOR, TX 76657
Agreement
AmountAmount Recorded
Term360 Months
DueSep 20, 2050

May 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateMay 7, 2018
Property Address2405 ROSS AVE, WACO, TX 76706-2747
Document Number0000014943
Instrument DateMay 4, 2018
Instrument14943
Transaction TypeMortgage
Record UpdatedJun 1, 2018
Title CompanyFIRST TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 ROSS AVE WACO TX 767062747, WACO, TX 76706-2747

Mortgage

Document Number14944
DateMay 7, 2018
Instrument14944
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$170,346 (-19.64%) Land $18,070 Building $237,960$256,030 (+20.77%) Land $18,070 Building $237,960
2024$3,493.00 (-26.49%)
2023$211,990 Land $18,070 Building $193,920$211,990 Land $18,070 Building $193,920
2022$4,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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