2405 Ridgewood Dr, Plano, TX 75074 Property Records

Collin County property record for 2405 Ridgewood Dr, Plano, TX 75074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,179 sqft · built 1974
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Mar 2020)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0385-003-0080-1`

Property Details

APN / Parcel Number

Primary APN	`R-0385-003-0080-1`
Alternative APNs	`000000187602` `187602`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	2,783 sqft
1st Floor Area	2,179 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	350 sqft
Porch	Covered Patio/Porch
Porch Area	327 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2405 RIDGEWOOD DR
City	PLANO
State	TX
Zip	75074-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PEBBLEBROOK VILLAGE, BLK 3, LOT 8
Legal Subdivision	PEBBLEBROOK VILLAGE (CPL)
Legal Block	3
Legal Lot Number	8
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1009
Census Tract	32015

Owner

Source: Collin County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 RIDGEWOOD DR, PLANO, TX 75074-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Warranty Deed, Transfer SWBC MTG
Oct 26, 2019	Deed of Trust, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Apr 14, 2016 · Amount on Record
Deed Document Number	2020437860
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 26, 2020
Property Address	2405 RIDGEWOOD DR, PLANO, TX 75074-4101
Document Number	0000437860
Instrument Date	Mar 25, 2020
Instrument	437860
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 RIDGEWOOD DR PLANO TX 750744101, PLANO, TX 75074-4101

Mortgage

Document Number	437870
Date	Mar 26, 2020
Instrument	437870

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2405 RIDGEWOOD DR, PLANO, TX 75074-4101
Document Number	0001385360
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 RIDGEWOOD DR PLANO TX 750744101, PLANO, TX 75074-4101

Mortgage

Document Number	0001385360
Date	Nov 1, 2019
Instrument	1385360

Lender

Name	FIRST BK
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,725.00 (+5.8%) Homeowner's exemption	$387,236 (+4.66%) Land $85,000 Building $303,568	$388,568 (+5.02%) Land $85,000 Building $303,568
2024	$4,466.00 (-6.16%)
2023		$369,999 Land $85,000 Building $284,999	$369,999 Land $85,000 Building $284,999
2022	$4,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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