2405 Rancho Dr, Riverside, CA 92507 Property Records

Riverside County property record for 2405 Rancho Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,029 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`221-191-001`

Property Details

APN / Parcel Number

Primary APN	`221-191-001`
Alternative APN	`032401141`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	2,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	032401141
Street Address	2405 RANCHO DR
City	RIVERSIDE
State	CA
Zip	92507-5744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 1 MB 023/003 WALLING VIEW TR
Legal Subdivision	WALLING VIEW TR
Legal Tract	2
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2005
Census Tract	30400

Owner

2405 Rancho Dr is owned and occupied by an individual who acquired it in August 2014.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 RANCHO DR, RIVERSIDE, CA 92507-5744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage EMM LOANS LLC
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MORTGAGE LLC
Jun 27, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Feb 22, 2017	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2014
Deed Sale	Aug 22, 2014
Prior Sale	Dec 17, 2012 · Amount on File
Deed Document Number	2014320910
Prior Transfer Date	Aug 4, 1998
Prior Transfer Doc	0000338841
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 2, 2026
Property Address	2405 RANCHO DR, RIVERSIDE, CA 92507-5744
Document Number	0000206762
Instrument Date	Jun 23, 2026
Instrument	2026206762
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 RANCHO DR, RIVERSIDE, CA 92507-5744

Mortgage

Document Number	0000206762,
Date	Jul 2, 2026
Instrument	2026206762

Lender

Name	EMM LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2405 RANCHO DR, RIVERSIDE, CA 92507-5744
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 RANCHO DR, RIVERSIDE, CA 92507-5744

Mortgage

Document Number	0000715044
Date	Dec 3, 2021
Instrument	2021-0715044

Lender

Name	TITAN MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2405 RANCHO DR, RIVERSIDE, CA 92507-5744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234168
Date	Jun 27, 2019
Instrument	2019-0234168

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2405 RANCHO DR, RIVERSIDE, CA 92507-5744
Document Number	0000083825
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 RANCHO DR RIVERSIDE CA 925075744, RIVERSIDE, CA 92507-5744

Mortgage

Document Number	0000083825
Date	Feb 28, 2017
Instrument	83825

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Rancho Dr was $3,762 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,853 (+2%) Land $86,408 Building $260,445
2025	$3,762.00 Homeowner's exemption	$340,053 Land $84,714 Building $255,339
2023	$3,620.00 (+1.91%) Homeowner's exemption	$326,850 Land $81,425 Building $245,425
2022	$3,552.00
2021			$430,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 Rancho Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2405 Rancho Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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