2405 Pine Cape Ct, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 2405 Pine Cape Ct, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,742 sqft · built 1963
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Jan 2015)
Tax Bill$2,885 (2023)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN5623 61 9818

Property Details

APN / Parcel Number

Primary APN5623 61 9818
Alternative APNs
  • 04085 0022.000000
  • 29450

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,742 sqft Living Area
Gross Area4,550 sqft
1st Floor Area1,742 sqft
Basement Area1,443 sqft
Finished Basement779 sqft
Unfinished Basement664 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area46,174 sqft (1.06 acres)
Lot Dimensions223 ft deep x 201 ft wide
Garage TypeMixed
Garage Area520 sqft
DrivewayConcrete Driveway
Driveway Area1,000 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area521 sqft
Deck Area324 sqft
Patio Area720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number29450
Street Address2405 PINE CAPE CT
CityKANNAPOLIS
StateNC
Zip28083-6484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLTS 44-51 A C BROWN & G BRUCE FISHER
Legal SubdivisionFORRESTBROOK
Legal Lot Number44-51
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1008
Census Tract40704

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2405 PINE CAPE CT, KANNAPOLIS, NC 28083-6484
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Apr 22, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Jul 13, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIFTH THIRD BANK NA
Jul 1, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2015 · Amount on Record
Deed SaleJan 23, 2015 · Amount on Record
Prior SaleJun 1, 1984 · Amount on Record
Deed Book / Page11263 / 299
Prior Transfer DateJan 22, 2015
Prior Transfer Doc11263299
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateApr 13, 2026
Property Address2405 PINE CAPE CT, KANNAPOLIS, NC 28083-6484
Document Number0000008359
Book / Page17936 / 355
Instrument DateApr 8, 2026
Instrument20268359
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 PINE CAPE CT, KANNAPOLIS, NC 28083-6484

Mortgage

Document Number0000008359,
DateApr 13, 2026
Book Page17936/355
Instrument20268359
Lender
NameFIRST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.11%
Max Rate-1%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2405 PINE CAPE CT, KANNAPOLIS, NC 28083-6484
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013469190
DateApr 22, 2019
Book Page13469/0190
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2049

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2405 PINE CAPE CT, KANNAPOLIS, NC 28083-6484
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 PINE CAPE CT, KANNAPOLIS, NC 28083-6484

Mortgage

Document Number0016113122
DateJul 13, 2022
Book Page16113/122
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term358 Months
DueMay 25, 2052

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2405 PINE CAPE CT, KANNAPOLIS, NC 28083-6484
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016099197
DateJul 1, 2022
Book Page16099/197
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,550 (-) Land $100,000 Building $275,550
2025$375,550 (+75.31%) Land $100,000 Building $275,550
2024$375,550 (+75.31%) Land $100,000 Building $275,550
2023$2,885.00$214,220 Land $56,000 Building $158,220$214,220 Land $56,000 Building $158,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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