2405 Overlook Dr, Melissa, TX 75454 Property Records

Collin County property record for 2405 Overlook Dr, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$436,227 (Dec 2025)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-13540-00I-0080-1`

Property Details

APN / Parcel Number

Primary APN	`R-13540-00I-0080-1`
Alternative APNs	`000002935355` `2935355`

Exterior

Lot Area	6,011 sqft (0.138 acres)

Location & Zoning

Street Address	2405 OVERLOOK DR
City	MELISSA
State	TX
Zip	75454-3394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKFIELD PHASE 1, BLK I, LOT 8
Legal Subdivision	BROOKFIELD PHASE 1
Legal Block	I
Legal Lot Number	8
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	1
Census Block	1044
Census Tract	30201

Owner

2405 Overlook Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Collin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2405 OVERLOOK DR, MELISSA, TX 75454-3394
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 16, 2025	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Deed Document Number	2025162464
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2405 OVERLOOK DR, MELISSA, TX 75454-3394
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5275 TOWN AND COUNTRY BLVD 2117, 2117, FRISCO, TX 75034-6241

Mortgage

Document Number	2025000162465
Date	Dec 16, 2025
Instrument	2025000162465

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 16, 2025
Property Address	2405 OVERLOOK DR, MELISSA, TX 75454-3394
Document Number	2025000162464
Map Reference	VOL 2024 PG 1143
Instrument Date	Dec 15, 2025
Instrument	2025000162464
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2026
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 OVERLOOK DR, MELISSA, TX 75454-3394

Mortgage

Document Number	2025000162465
Date	Dec 16, 2025
Instrument	2025000162465

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Overlook Dr was $1,323.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00	$69,300 Land $69,300	$69,300 Land $69,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2405 Overlook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Overlook Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Optimum, Rise Broadband.

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