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2405 Olea Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2405 Olea Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,282 sqft · built 2003
Lot Size0.275 acres (11,985 sqft)
OwnerCompany Name on File
Last Sale$875,000 (Jun 2004)
Tax Bill$16,166 (2025)
Deeds & MortgagesNov 2020 Transfer
Oct 2020 Second Mortgage
Flood ZoneZone X (moderate risk)
APN783-64-009

Property Details

APN / Parcel Number

Primary APN783-64-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,282 sqft Living Area
1st Floor Area1,910 sqft
2nd Floor Area1,372 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleH-Shape
Construction TypeWood
Lot Area11,985 sqft (0.275 acres)
Garage Area643 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchNone

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2405 OLEA CT
CityGILROY
StateCA
Zip95020-8415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 9201 LOT 51
Legal SubdivisionTRACT 9201
Legal Tract9201
Legal Lot Number51
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2011
Census Tract512515

Owner

Source: Santa Clara County records · APN 783-64-009

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2405 OLEA CT, GILROY, CA 95020-8415
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Oct 21, 2020Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
STAR ONE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2004 · Amount on Record
Deed SaleJun 15, 2004 · Amount on Record
Deed Document Number200417843477
Last Transfer DateOct 09, 2020
Transfer Doc0024705242
Record UpdatedSep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateNov 17, 2020
Property Address2405 OLEA CT, GILROY, CA 95020-8415
Document Number0024705242
Instrument DateOct 09, 2020
Instrument24705242
Transaction TypeTransfer
Record UpdatedDec 01, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2405 OLEA CT GILROY CA 950208415, GILROY, CA 95020-8415

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateOct 21, 2020
Property Address2405 OLEA CT, GILROY, CA 95020-8415
Document Number0024664907
Map ReferenceMB 729 PG 1-18
Instrument DateOct 09, 2020
Instrument24664907
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2405 OLEA CT, GILROY, CA 95020-8415

Mortgage

Document Number0024664908
DateOct 21, 2020
Instrument24664908
Lender
NameSTAR ONE CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$16,166.00 (+1.6%)$1,315,036 (+4.04%) Land $534,483 Building $780,553
2024$15,912.00 (+0.58%)
2023$15,821.00 (+1.66%)$1,263,974 Land $513,729 Building $750,245
2022$15,563.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125152, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Razzolink
Fixed Wireless		500 / 250
Etheric Communications, LLC.
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4310004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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