Harford County property record for 2405 Old Mountain Road Central, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,068 sqft · built 1935 |
| Lot Size | 0.746 acres (32,495 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,900 (Apr 2018) |
| Tax Bill | $2,930 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-051415 |
| Primary APN | 01-051415 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,068 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 32,495 sqft (0.746 acres) |
| Lot Dimensions | 435 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 348 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 051415 |
|---|---|
| Street Address | 2405 OLD MOUNTAIN ROAD CENTRAL |
| City | JOPPA |
| State | MD |
| Zip | 21085-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 93/57X435 2405 OLD MT RD CENTRAL S OF MOUNTAIN |
| Legal Lot Number | 2405 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 301201 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2405 OLD MOUNTAIN ROAD CENTRAL, JOPPA, MD 21085-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 4, 2018 | Grant Deed, Transfer PNC MTG/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2018 · Amount on Record |
| Deed Sale | Apr 4, 2018 · Amount on Record |
| Prior Sale | Apr 21, 2016 · Amount on Record |
| Deed Book / Page | 12761 / 380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2405 OLD MOUNTAIN ROAD CENTRAL, JOPPA, MD 21085-2411 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2405 OLD MOUNTAIN ROAD CENTRAL, JOPPA, MD 21085-2411 |
| Document Number | 0158460019 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 15846/19 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 8, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 4, 2018 |
| Property Address | 2405 OLD MOUNTAIN ROAD CENTRAL, JOPPA, MD 21085-2411 |
| Document Number | 0127610380 |
| Book / Page | 012761 / 000380 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2405 OLD MOUNTAIN ROAD CENTRAL JOPPA MD 210852411, JOPPA, MD 21085-2411 |
| Document Number | 127610388 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 012761/000388 |
| Name | PNC MTG/FL |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,930.00 (+12.48%) Homeowner's exemption | $263,400 (+18.54%) Land $97,500 Building $165,900 | $263,400 (+18.54%) Land $97,500 Building $165,900 |
| 2025 | $2,605.00 (+7.78%) Homeowner's exemption | ||
| 2023 | $222,200 Land $97,500 Building $124,700 | $222,200 Land $97,500 Building $124,700 | |
| 2022 | $2,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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