2405 Oak Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2405 Oak Creek Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,866 sqft · built 2001
Lot Size1.52 acres (66,211 sqft)
Owner2 Individual Names on Record
Tax Bill$1,774 (2025)
Deeds & MortgagesJul 2023 Sale
Flood ZoneZone X (minimal risk)
APN3-07-5-16-06-0-00031-00

Property Details

APN / Parcel Number

Primary APN3-07-5-16-06-0-00031-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,866 sqft Adjusted Area
1st Floor Area2,470 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area66,211 sqft (1.52 acres)
Patio Area154 sqft

Location & Zoning

Street Address2405 OAK CREEK DR
CityHERNANDO
StateMS
Zip38632-6677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionOAK WOODS CREEK S-D 1ST REV LOT 31
Legal Range007
Legal Township03S
Legal Section16
Legal SubdivisionOAK WOODS CREEK S-D
Legal Lot Number31
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2028
Census Tract71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2405 OAK CREEK DR, HERNANDO, MS 38632-6677
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2023
Deed SaleJul 27, 2023
Prior SaleMar 15, 2011 · Amount on Record
Deed Book / Page1023 / 13406
Prior Transfer DateFeb 4, 2009
Prior Transfer Doc000602/230
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 27, 2023
Property Address2405 OAK CREEK DR, HERNANDO, MS 38632-6677
Document Number1023/13406
Book / Page1023 / 13406
Map ReferenceMB 55 PG 29-31
Instrument DateJul 24, 2023
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanySLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 ALGONQUIN DR, CABOT, AR 72023-7461

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2405 OAK CREEK DR, HERNANDO, MS 38632-6677

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,774.00 (-3.06%)$25,147 (+37.35%) Land $3,000 Building $22,147$251,467 (+37.35%) Land $30,000 Building $221,467
2023$1,830.00$18,309 (-)$183,090 (-) Land $30,000 Building $153,090
2022$1,830.00$18,309 Land $3,000 Building $15,309$183,090 Land $30,000 Building $153,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 60% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO
serves 14,457 people · EPA ID MS0170009
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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