2405 N Gate Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2405 N Gate Ter, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,520 sqft · built 1967
Lot Size	0.357 acres (15,566 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Apr 2003)
Tax Bill	$6,347 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01438327`

Property Details

APN / Parcel Number

Primary APN	`13-01438327`
Alternative APN	`01438327`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,566 sqft (0.357 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	104 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01438327
Street Address	2405 N GATE TER
City	SILVER SPRING
State	MD
Zip	20906-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYHILL VILLAGE
Legal Subdivision	LAYHILL VILLAGE
Legal Block	B
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2007
Census Tract	703215

Owner

Source: Montgomery County records · APN 13-01438327

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2405 N GATE TER, SILVER SPRING, MD 20906-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2003 · Amount on Record
Deed Sale	Apr 18, 2003 · Amount on Record
Deed Document Number	2003268647
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2405 N GATE TER, SILVER SPRING, MD 20906-2234
Document Number	0590190338
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2405 N GATE TER SILVER SPRING MD 209062234, SILVER SPRING, MD 20906-2234

Mortgage

Document Number	0590190338
Date	Feb 11, 2020
Book Page	059019/000338

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,600 (+0.78%)	$553,000 (+2.33%) Land $189,200 Building $363,800
2025	$6,347.00 (+35.65%)	$540,400 (+16.17%) Land $189,200 Building $351,200	$540,400 (-) Land $189,200 Building $351,200
2023		$465,200	$540,400 Land $189,200 Building $351,200
2022	$4,679.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.