2405 N E St, Elwood, IN 46036 Property Records

Madison County property record for 2405 N E St, Elwood, IN 46036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1955
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on File
Tax Bill	$165 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04-10-402-009.000-027`

Property Details

APN / Parcel Number

Primary APN	`48-04-10-402-009.000-027`
Alternative APNs	`00001299178` `261149`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1964
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	105 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	473 sqft
Shed	1 Shed
Shed Area	270 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00001299178
Street Address	2405 N E ST
City	ELWOOD
State	IN
Zip	46036-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J M DEH 8TH 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	PIPE CREEK
Census Block Group	1
Census Block	1009
Census Tract	10200

Owner

Source: Madison County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2405 N E ST, ELWOOD, IN 46036-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2405 N E ST, ELWOOD, IN 46036-1340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTURION LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R05090
Date	Apr 9, 2020
Instrument	2020R05090

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Pipe Creek Township
Municipality	Elwood City
Unified School District	Elwood Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$165.00 (+8.55%) Homeowner's exemption	$79,100 (+14.97%) Land $10,100 Building $69,000	$79,100 (+14.97%) Land $10,100 Building $69,000
2024	$152.00 (+4.11%)
2023		$68,800 (+0.58%) Land $9,600 Building $59,200	$68,800 (+0.58%) Land $9,600 Building $59,200
2022	$146.00	$68,400 Land $9,000 Building $59,400	$68,400 Land $9,000 Building $59,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELWOOD WATER & SEWAGE serves 8,586 people · EPA ID IN5248007
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Mercury Broadband Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Nearby Properties on N E St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures