El Dorado County property record for 2405 Morrene Dr, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,313 sqft · built 1964 |
| Lot Size | 1.51 acres (66,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Oct 2017) |
| Tax Bill | $4,156 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-401-007-000 |
| Primary APN | 050-401-007-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,313 sqft Living Area |
| 1st Floor Area | 1,313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Lot Area | 66,211 sqft |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,313 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 2405 MORRENE DR |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | SEC 5 10 11 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 31100 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2405 MORRENE DR, PLACERVILLE, CA 95667-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSET FINANCIAL CENTER INC |
| May 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 3, 2017 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Oct 3, 2017 | Grant Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on Record |
| Deed Sale | Oct 3, 2017 · Amount on Record |
| Deed Document Number | 201744062 |
| Prior Transfer Date | Sep 29, 2017 |
| Prior Transfer Doc | 0000044061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2405 MORRENE DR, PLACERVILLE, CA 95667-4817 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2405 MORRENE DR, PLACERVILLE, CA 95667-4817 |
| Document Number | 0000063014 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-0063014 |
| Name | ASSET FINANCIAL CENTER INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SACRAMENTO, CA 95811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2405 MORRENE DR, PLACERVILLE, CA 95667-4817 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000019865 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 2020-0019865 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 3, 2017 |
| Property Address | 2405 MORRENE DR, PLACERVILLE, CA 95667-4817 |
| Document Number | 0000044061 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 44061 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2405 MORRENE DR PLACERVILLE CA 956674817, PLACERVILLE, CA 95667-4817 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 3, 2017 |
| Property Address | 2405 MORRENE DR, PLACERVILLE, CA 95667-4817 |
| Document Number | 0000044062 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 44062 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2405 MORRENE DR PLACERVILLE CA 956674817, PLACERVILLE, CA 95667-4817 |
| Document Number | 44063 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 44063 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2047 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Municipality | Placerville City |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $400,397 (+2%) Land $145,070 Building $255,327 | |
| 2025 | $4,156.00 (+3.36%) | $392,547 (+4.04%) Land $142,226 Building $250,321 |
| 2023 | $4,021.00 (+1.41%) | $377,305 Land $136,704 Building $240,601 |
| 2022 | $3,965.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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