2405 Monticello Rd, Temple, TX 76501 Property Records

Bell County property record for 2405 Monticello Rd, Temple, TX 76501

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,468 sqft · built 1952
Lot Size0.173 acres (7,562 sqft)
OwnerIndividual Name on Record
Tax Bill$4,233 (2023)
Deeds & MortgagesOct 2022 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0070650000

Property Details

APN / Parcel Number

Primary APN0070650000
Alternative APNs
  • 822429
  • 49774

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,468 sqft Living Area
1st Floor Area1,468 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Exterior MaterialWood Siding
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,562 sqft (0.173 acres)
Lot Dimensions120 ft deep x 63 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area45 sqft
Deck Area224 sqft
Storage Building80 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number822429
Street Address2405 MONTICELLO RD
CityTEMPLE
StateTX
Zip76501-1238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2F
Legal DescriptionJEFFERSON MANOR, BLOCK 003, LOT 0013
Legal SubdivisionJEFFERSON MANOR
Legal Block3
Legal Lot Number13
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2010
Census Tract20600

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2405 MONTICELLO RD, TEMPLE, TX 76501-1238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Vendor's Lien, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 15, 2020Vendor's Lien, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Jan 10, 2017Vendor's Lien, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2022
Deed SaleOct 20, 2022
Prior SaleDec 15, 2020
Deed Document Number2022064713
Record UpdatedJun 7, 2026

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateOct 20, 2022
Property Address2405 MONTICELLO RD, TEMPLE, TX 76501-1238
Document Number0000064713
Map ReferenceVOL 596 PG 412
Instrument DateOct 19, 2022
Instrument2022064713
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyCENTRALAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2534 ASHLEY OAK DR, 2534, SCHERTZ, TX 78154-2657

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 MONTICELLO RD, TEMPLE, TX 76501-1238

Mortgage

Document Number0000064714
DateOct 20, 2022
Instrument2022064714
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 15, 2020
Property Address2405 MONTICELLO RD, TEMPLE, TX 76501-1238
Document Number0000069566
Map ReferenceVOL 596 PG 412
Instrument DateDec 14, 2020
Instrument2020-00069566
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyCENTRALAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16205 CHARLYA DR, 16205, TEMPLE, TX 76502-6898

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 MONTICELLO RD, TEMPLE, TX 76501-1238

Mortgage

Document Number0000069567
DateDec 15, 2020
Instrument2020-00069567
Lender
NameNORTHPOINTE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Change Frequency5 Years
Index11th District COF

January 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJan 10, 2017
Property Address2405 MONTICELLO RD, TEMPLE, TX 76501-1238
Document Number0000001174
Map ReferenceVOL596 PG412
Instrument DateJan 9, 2017
Instrument2017-00001174
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3708 HICKORY RD, 3708, TEMPLE, TX 76502-2446

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 MONTICELLO RD, TEMPLE, TX 76501-1238

Mortgage

Document Number0000001175
DateJan 10, 2017
Instrument2017-00001175
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,233.00 (+97.07%)$184,663 Land $20,563 Building $164,100$184,663 Land $20,563 Building $164,100
2022$2,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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