2405 Middletown Rd E, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 2405 Middletown Rd E, Poland, OH 44514 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,044 sqft · built 1959
Lot Size	6.75 acres (294,378 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,104 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-174-0-002.00-0`

Property Details

APN / Parcel Number

Primary APN	`01-174-0-002.00-0`
Alternative APN	`00015`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,044 sqft Living Area
1st Floor Area	3,044 sqft
Basement Area	3,044 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	294,378 sqft (6.75 acres)
Lot Dimensions	504 ft deep x 160 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00015
Street Address	2405 MIDDLETOWN RD E
City	POLAND
State	OH
Zip	44514-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 226.80 X 1297.85 REPLAT OF GUY & ANNA BONISH PLAT NO. 1
Legal Subdivision	GUY & ANNA BONISH 01
Legal Lot Number	1 160
Jurisdiction	MAHONING OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2006
Census Tract	813601

Owner

Source: Mahoning County records · APN 01-174-0-002.00-0

Assessment roll updated August 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2405 MIDDLETOWN RD E, POLAND, OH 44514-3061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
May 01, 2006	Deed of Trust, Mortgage CHARTER ONE BANK NA
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Mar 01, 2016	Beneficiary Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 06, 2015	Beneficiary Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2021
Deed Sale	Nov 18, 2021
Prior Sale	May 01, 2001
Deed Document Number	4042
Prior Transfer Date	Apr 07, 2004
Prior Transfer Doc	200400013193
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	2405 MIDDLETOWN RD E, YOUNGSTOWN, OH 44514-3061
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 MIDDLETOWN RD E, POLAND, OH 44514-3061

Mortgage

Document Number	006556/581
Date	Jan 23, 2023
Book Page	6556/581
Instrument	202300001243

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2028
Change Frequency	Monthly
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	10.2%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	2405 MIDDLETOWN RD E, YOUNGSTOWN, OH 44514-3061
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06367/1942
Date	Feb 25, 2020
Book Page	6367/1942
Instrument	202000004343

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	YOUNGSTOWN, OH 44514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	2405 MIDDLETOWN RD E, YOUNGSTOWN, OH 44514-3061
Transaction Type	Mortgage
Record Updated	Jun 02, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 MIDDLETOWN RD E, YOUNGSTOWN, OH 44514-3061

Mortgage

Document Number	05613/1288
Date	May 01, 2006
Book Page	5613/1288
Instrument	200600015260

Lender

Name	CHARTER ONE BANK NA
Type	Bank
Address	1215 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Apr 05, 2011

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	2405 MIDDLETOWN RD E, POLAND, OH 44514-3061
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6367/1942
Date	Feb 25, 2020
Book Page	6367/1942
Instrument	202000004343

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	YOUNGSTOWN, OH 44514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2016: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 01, 2016
Property Address	2405 MIDDLETOWN RD E, YOUNGSTOWN, OH 44514-3061
Document Number	06168/1387
Book / Page	6168 / 1387
Instrument Date	Feb 08, 2016
Instrument	201600004141
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 MIDDLETOWN RD E, POLAND, OH 44514-3061

May 2015: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MAHONING OH
Recording Date	May 06, 2015
Property Address	2405 MIDDLETOWN RD E, YOUNGSTOWN, OH 44514-3061
Document Number	006129/550
Book / Page	6129 / 550
Instrument Date	May 04, 2015
Instrument	201500010277
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mahoning County records · Assessment roll updated August 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Springfield Township
Unified School District	Springfield Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,104.00 (+4%)	$150,840 (+37.87%) Land $29,420 Building $121,420
2023	$4,360.00 (+88.74%)	$109,410 (+110.48%) Land $29,420 Building $79,990	$430,980 (+190.18%) Land $84,060 Building $346,920
2022	$2,310.00	$51,980 Land $18,370 Building $33,610	$148,520 Land $52,490 Building $96,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mahoning County (39099C), updated November 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Armstrong Holdings	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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