Placer County property record for 2405 Las Palomas Loop, Lincoln, CA 95648
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,698 sqft · built 2007 |
| Lot Size | 0.21 acres (930 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (May 2019) |
| Tax Bill | $4,805 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-092-015-000 |
| Primary APN | 320-092-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,698 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 930 sqft (0.21 acres) |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 320-092-015 |
|---|---|
| Street Address | 2405 LAS PALOMAS LOOP |
| City | LINCOLN |
| State | CA |
| Zip | 95648-7512 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LT 41 PALOMA@FOSKETT RNCH P2 CNDO 06-0121345 |
| Legal Subdivision | PALOMA@FOSKETT RNCH P2 CNDO |
| Legal Lot Number | 41 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 23400 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2405 LAS PALOMAS LOOP, LINCOLN, CA 95648-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| May 23, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on Record |
| Deed Sale | May 23, 2019 · Amount on Record |
| Prior Sale | Dec 21, 2007 · Amount on Record |
| Deed Document Number | 201934166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 2405 LAS PALOMAS LOOP, LINCOLN, CA 95648-7512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2405 LAS PALOMAS LOOP, LINCOLN, CA 95648-7512 |
| Document Number | 0000120390 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-0120390 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | May 23, 2019 |
| Property Address | 2405 LAS PALOMAS LOOP, LINCOLN, CA 95648-7512 |
| Document Number | 0000034166 |
| Map Reference | MB BB PG 4 |
| Instrument Date | May 16, 2019 |
| Instrument | 2019-0034166 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2405 LAS PALOMAS LOOP, LINCOLN, CA 95648-7512 |
| Document Number | 0000034167 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 2019-0034167 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $347,032 (+2%) Land $11,376 Building $335,656 | |
| 2025 | $4,805.00 (+2.32%) Homeowner's exemption | $340,228 (+4.04%) Land $11,153 Building $329,075 |
| 2023 | $4,696.00 (+1.69%) Homeowner's exemption | $327,019 Land $10,721 Building $316,298 |
| 2022 | $4,618.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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