2405 Juniper Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2405 Juniper Ave, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,279 sqft · built 1958
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,253,000 (May 2022)
Tax Bill	$12,274 (2025)
Deeds & Mortgages	Apr 2022 Sale May 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`068-273-032`

Property Details

APN / Parcel Number

Primary APN	`068-273-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,279 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2405 JUNIPER AVE
City	MORRO BAY
State	CA
Zip	93442-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO DEL MAR 2 BL 15 LT 11
Legal Subdivision	MORRO DEL MAR SUB 02
Legal Block	15
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2050
Census Tract	10505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 JUNIPER AVE, MORRO BAY, CA 93442-1763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Grant Deed, Transfer
May 3, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 3, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 3, 2021	Grant Deed, Transfer · Commercial Mortgage MACI UMBERTIS
Oct 13, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Oct 13, 2020	Grant Deed, Transfer · Conventional with PMI ERICA SPELLACY 401K PSP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	202219418
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0000008457
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 22, 2022
Property Address	2405 JUNIPER AVE, MORRO BAY, CA 93442-1763
Document Number	0000017898
Map Reference	MB 3 PG 81
Instrument Date	Apr 22, 2022
Instrument	2022017898
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7135 SHALE ROCK RD, PASO ROBLES, CA 93446-9376

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 3, 2022
Property Address	2405 JUNIPER AVE, MORRO BAY, CA 93442-1763
Document Number	0000019418
Map Reference	MB 3 PG 81
Instrument Date	Apr 22, 2022
Instrument	2022019418
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 JUNIPER AVE, MORRO BAY, CA 93442-1763

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 3, 2021
Property Address	2405 JUNIPER AVE, MORRO BAY, CA 93442-1763
Document Number	0000008457
Map Reference	MB 3 PG 81
Instrument Date	Feb 2, 2021
Instrument	2021008457
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7135 SHALE ROCK RD, PASO ROBLES, CA 93446-9376

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 3, 2021
Property Address	2405 JUNIPER AVE, MORRO BAY, CA 93442-1763
Document Number	0000008456
Map Reference	MB 3 PG 81
Instrument Date	Jan 22, 2021
Instrument	2021008456
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7135 SHALE ROCK RD, PASO ROBLES, CA 93446-9376

Mortgage

Document Number	0000008458
Date	Feb 3, 2021
Instrument	2021008458

Lender

Name	MACI UMBERTIS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 13, 2020
Property Address	2405 JUNIPER AVE, MORRO BAY, CA 93442-1763
Document Number	0000057050
Instrument Date	Oct 5, 2020
Instrument	57050
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	82-5926 NAPOOPOO RD CAPTAIN COOK HI 967048274, CAPTAIN COOK, HI 96704-8274

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 13, 2020
Property Address	2405 JUNIPER AVE, MORRO BAY, CA 93442-1763
Document Number	0000057049
Instrument Date	Oct 1, 2020
Instrument	57049
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	82-5926 NAPOOPOO RD CAPTAIN COOK HI 967048274, CAPTAIN COOK, HI 96704-8274

Mortgage

Document Number	57051
Date	Oct 13, 2020
Instrument	57051

Lender

Name	ERICA SPELLACY 401K PSP
Address	1540 LITTLE MORRO CREEK RD, MORRO BAY, CA 93442-1877

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,143,005 (+2%) Land $585,112 Building $557,893
2025	$12,274.00 (+3.63%) Homeowner's exemption	$1,120,594 (+4.04%) Land $573,640 Building $546,954
2023	$11,844.00 (+120.56%) Homeowner's exemption	$1,077,082 Land $551,366 Building $525,716
2022	$5,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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