2405 John Dr, Urbana, IL 61802 Property Records

Champaign County property record for 2405 John Dr, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,263 sqft · built 1964
Lot Size	0.254 acres (11,056 sqft)
Owner	Company Name on Record
Tax Bill	$4,193 (2025)
Deeds & Mortgages	May 2023 Transfer Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-10-328-006`

Property Details

APN / Parcel Number

Primary APN	`30-21-10-328-006`

Interior

Full Baths	2 Baths
Building Area	1,263 sqft Building Perimeter
1st Floor Area	1,263 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	11,056 sqft (0.254 acres)
Garage Type	Attached
Garage Area	371 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2405 JOHN DR
City	URBANA
State	IL
Zip	61802-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 EDGEWOOD SUB 6TH
Legal Range	09E
Legal Township	19N
Legal Section	10
Legal Subdivision	EDGEWOOD SUB 6TH
Legal Lot Number	89
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2012
Census Tract	5500

Owner

Source: Champaign County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2405 JOHN DR, URBANA, IL 61802-2121
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Sep 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 25, 2023
Transfer Doc	0000005770
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	May 8, 2023
Property Address	2405 JOHN DR, URBANA, IL 61802-2121
Document Number	0000005770
Instrument Date	Apr 25, 2023
Instrument	2023R05770
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2405 JOHN DR, URBANA, IL 61802-2121

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2405 JOHN DR, URBANA, IL 61802-2121
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027505
Date	Nov 22, 2021
Instrument	2021R27505

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2405 JOHN DR, URBANA, IL 61802-2121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015881
Date	Sep 11, 2018
Instrument	2018R15881

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2405 JOHN DR, URBANA, IL 61802-2121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011464
Date	Jul 6, 2018
Instrument	2018R11464

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 (+6.8%)	$62,650 (+25.25%) Land $14,790 Building $47,860	$187,950 (+25.25%) Land $44,370 Building $143,580
2024	$3,926.00 (+13.44%)
2022	$3,461.00 Homeowner's exemption Senior Citizen's exemption	$50,020 Land $11,810 Building $38,210	$150,060 Land $35,430 Building $114,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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