Whatcom County property record for 2405 Jess Rd, Custer, WA 98240
| Property Type | Farm - Crops |
|---|---|
| Details | 3 bd · 2 ba · 4,092 sqft · built 2022 |
| Lot Size | 4.69 acres (204,732 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,780 (Oct 2007) |
| Tax Bill | $11,840 (2025) |
| Deeds & Mortgages | Mar 2021 Construction Loan Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 595322 |
| Primary APN | 595322 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,092 sqft Total Area |
| 1st Floor Area | 1,248 sqft |
| Interior Walls | Finished/Painted |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 204,732 sqft (4.69 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 444 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|
| Account Number | 101267 |
|---|---|
| Street Address | 2405 JESS RD |
| City | CUSTER |
| State | WA |
| Zip | 98240-9619 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Crops |
| Local Zoning Code | R5A |
| Legal Description | THAT PTN OF LOT 2 CASTLEWOOD CLUSTER SHORT PLAT AS REC AF 201050362 LY WITHIN E 1/2 W 1/2 N 1/2 NE SW-LESS RD 99 PLEXUS-SILVE |
| Legal Range | 02 |
| Legal Township | 40 |
| Legal Section | 19 |
| Legal Subdivision | CASTLEWOOD CLUSTER SHORT PLAT |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BLAINE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 10408 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2403 JESS RD, CUSTER, WA 98240-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage BANNER BANK |
| Sep 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BANNER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2007 · Amount on Record |
| Deed Sale | Oct 10, 2007 · Amount on Record |
| Prior Sale | Oct 10, 2007 · Amount on Record |
| Deed Document Number | 2071001422 |
| Last Transfer Date | Sep 26, 2022 |
| Transfer Doc | 0000902165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2405 JESS RD, CUSTER, WA 98240-9619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000302180 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-0302180 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 26, 2022 |
| Property Address | 2405 JESS RD, CUSTER, WA 98240-9619 |
| Document Number | 0000902165 |
| Map Reference | FILE 2010503629 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-0902165 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2403 JESS RD, CUSTER, WA 98240-9619 |
| Document Number | 0000902166 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022-0902166 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,840.00 (+427.86%) | $1,529,331 (+40.63%) Land $301,565 Building $1,227,766 | $1,583,833 (+30.65%) Land $356,067 Building $1,227,766 |
| 2022 | $1,087,459 Land $144,021 Building $943,438 | $1,212,305 Land $268,867 Building $943,438 | |
| 2021 | $2,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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