Whiteside County property record for 2405 Hubbard St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.702 acres (30,600 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,909 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1108151005 |
| Primary APN | 1108151005 |
|---|---|
| Alternative APNs |
|
| Lot Area | 30,600 sqft (0.702 acres) |
|---|---|
| Lot Dimensions | 255 ft deep x 120 ft wide |
| Account Number | 121900 |
|---|---|
| Street Address | 2405 HUBBARD ST |
| City | STERLING |
| State | IL |
| Zip | 61081-9395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST ESTATE LOT 19 MF 10836-96 & 6188-02 742219X |
| Legal Subdivision | HILLCREST ESTATE |
| Legal Lot Number | 19 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 900 |
2405 Hubbard St is owner-occupied and held in a trust since June 2025.
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2405 HUBBARD ST, STERLING, IL 61081-9395 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2025 |
| Transfer Doc | 0000003083 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2405 Hubbard St was $5,909.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,909.00 | $83,300 Land $6,237 Building $77,063 | |
| 2024 | $249,900 Land $18,711 Building $231,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2405 Hubbard St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2002) |
| Most Recent Claim | Jun 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2405 Hubbard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rise Broadband.
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