McLean County property record for 2405 Heather Ridge Dr, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,131 sqft · built 2002 |
| Lot Size | 0.198 acres (8,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Nov 2023) |
| Tax Bill | $7,916 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-11-428-007 |
| Primary APN | 14-11-428-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,131 sqft Living Area |
| 1st Floor Area | 935 sqft |
| Basement Area | 935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 8,642 sqft (0.198 acres) |
| Lot Dimensions | 120 ft deep x 72 ft wide |
| Garage Area | 572 sqft |
| Porch | Open Frame Porch |
| Patio Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2405 HEATHER RIDGE DR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-5466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | HEATHER RIDGE SUB LT 24 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 11 |
| Legal Subdivision | HEATHER RIDGE SUB |
| Legal Lot Number | 24 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 105 |
2405 Heather Ridge Dr is owned and occupied by two individuals who bought it in November 2023.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2405 HEATHER RIDGE DR, NORMAL, IL 61761-5466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CEFCU |
| Nov 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage CEFCU |
| Feb 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on File |
| Deed Sale | Nov 1, 2023 · Amount on File |
| Deed Document Number | 202315046 |
| Prior Transfer Date | Nov 10, 2020 |
| Prior Transfer Doc | 0000002858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2405 HEATHER RIDGE DR, NORMAL, IL 61761-5466 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | ALLIANCE LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1036 BOBOLINK WAY 9, 9, BLOOMINGTON, IL 61704-1426 |
| Document Number | 202300016312 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023-00016312 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Nov 1, 2023 |
| Property Address | 2405 HEATHER RIDGE DR, NORMAL, IL 61761-5466 |
| Document Number | 202300015046 |
| Map Reference | DOC 2001R24316 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023-00015046 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2405 HEATHER RIDGE DR, NORMAL, IL 61761-5466 |
| Document Number | 202300015047 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2023-00015047 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 5, 2021 |
| Property Address | 2405 HEATHER RIDGE DR, NORMAL, IL 61761-5466 |
| Document Number | 202100002858 |
| Map Reference | DOC 2001R24316 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2021-00002858 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2405 HEATHER RIDGE DR, NORMAL, IL 61761-5466 |
| Document Number | 202100002859 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-00002859 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,955 Land $20,716 Building $92,239 | $338,865 Land $62,148 Building $276,717 | |
| 2024 | $7,916.00 (+6.73%) | ||
| 2023 | $7,417.00 (+6.25%) | $92,671 (+10.69%) Land $16,996 Building $75,675 | $278,013 (+10.69%) Land $50,988 Building $227,025 |
| 2022 | $6,981.00 | $83,722 Land $15,355 Building $68,367 | $251,166 Land $46,065 Building $205,101 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2405 Heather Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2405 Heather Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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