2405 Harmony Point Pl, Onalaska, WI 54650 Property Records

La Crosse County property record for 2405 Harmony Point Pl, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Tax Bill$11,156 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN018-006117-000

Property Details

APN / Parcel Number

Primary APN018-006117-000
Alternative APNs
  • 18 6117 0
  • 61452

Exterior

Lot Area22,216 sqft (0.51 acres)

Location & Zoning

Account Number61452
Old Parcel Number18 6117 0
Street Address2405 HARMONY POINT PL
CityONALASKA
StateWI
Zip54650-8248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAVANNAH OAKS LOT 142
Legal Range07
Legal Township16
Legal Section03
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionSAVANNAH OAKS
Legal Lot Number142
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group3
Census Block3024
Census Tract10401

Owner

Source: La Crosse County records · APN 018-006117-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2405 HARMONY POINT PL, ONALASKA, WI 54650-8248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2013
Deed SaleMay 31, 2013
Deed Document Number1622382
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address2405 HARMONY POINT PL, ONALASKA, WI 54650-8248
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1744443
DateApr 23, 2020
Instrument1744443
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2040
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address2405 HARMONY POINT PL, ONALASKA, WI 54650-8248
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1750090
DateJul 13, 2020
Instrument1750090
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 08, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,156.00 (+8.03%) Homeowner's exemption$825,300 (+34.94%) Land $99,600 Building $725,700$834,800 (+36.49%)
2023$10,327.00 Homeowner's exemption$611,600 Land $77,200 Building $534,400$611,600 Land $77,200 Building $534,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed, T-Mobile USA.

Based on FCC filings for 106 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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