2405 Greenspring Ave E, Joppa, MD 21085 Property Records

Harford County property record for 2405 Greenspring Ave E, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,500 sqft · built 1976
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Feb 2018)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-048457`

Property Details

APN / Parcel Number

Primary APN	`01-048457`
Alternative APNs	`1048457` `048457`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,500 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	340 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	048457
Street Address	2405 GREENSPRING AVE E
City	JOPPA
State	MD
Zip	21085-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 1 290/30X340 2405 GREENSPRING AVENUE GREENSPR HILLS PT 8/29
Legal Subdivision	GREENSPRING HILLS
Legal Block	A
Legal Lot Number	1,2405
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1007
Census Tract	301201

Owner

Source: Harford County records · APN 01-048457

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2405 GREENSPRING AVE E, JOPPA, MD 21085-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 27, 2018	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Feb 05, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2018 · Amount on Record
Deed Sale	Feb 05, 2018 · Amount on Record
Prior Sale	Sep 18, 1996 · Amount on Record
Deed Document Number	201812697-0132
Deed Book / Page	12697 / 132
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2405 GREENSPRING AVE E, JOPPA, MD 21085-2309
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150290413
Date	Sep 16, 2021
Book Page	15029/413

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Apr 01, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2405 GREENSPRING AVE E, JOPPA, MD 21085-2309
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129590062
Date	Aug 27, 2018
Book Page	12959/0062

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 05, 2018
Property Address	2405 GREENSPRING AVE E, JOPPA, MD 21085-2309
Document Number	0126970132
Book / Page	12697 / 0132
Map Reference	MB GRG8 FO29
Instrument Date	Dec 13, 2017
Instrument	12697-0132
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 GREENSPRING AVE E, 2405, JOPPA, MD 21085-2309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 GREENSPRING AVE E, JOPPA, MD 21085-2309

Mortgage

Document Number	126970138
Date	Feb 05, 2018
Instrument	12697-0138

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,500 (+22.38%) Land $102,500 Building $300,000	$402,500 (+22.38%) Land $102,500 Building $300,000
2025	$3,832.00 (+8.56%) Homeowner's exemption
2023		$328,900 Land $102,500 Building $226,400	$328,900 Land $102,500 Building $226,400
2022	$3,530.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 76 locations within half a mile of this property.

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