2405 Gorman Ave, Waco, TX 76707 Property Records

McLennan County property record for 2405 Gorman Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,235 sqft · built 2004
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (May 2007)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-043800-010700-3`

Property Details

APN / Parcel Number

Primary APN	`48-043800-010700-3`
Alternative APNs	`4804380001070030101` `196317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	1,600 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2405 GORMAN AVE
City	WACO
State	TX
Zip	76707-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	WEST END LOT 13 BLOCK K ACRES .1894
Legal Subdivision	WEST END
Legal Block	K
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3024
Census Tract	700

Owner

2405 Gorman Ave is owned and occupied by an individual who bought it in May 2007.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 GORMAN AVE, WACO, TX 76707-2863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Loan Modification, Mortgage NEIGHBORHOOD HSNG SVCS
Jun 24, 2019	Loan Modification, Mortgage NEIGHBORHOOD HSNG SVCS
Feb 14, 2017	Loan Modification, Mortgage SRL PORTFOLIO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2007 · Amount on File
Deed Sale	May 18, 2007 · Amount on File
Deed Document Number	200717960
Prior Transfer Date	May 16, 2007
Prior Transfer Doc	0000017960
Record Updated	Oct 29, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2405 GORMAN AVE, WACO, TX 76707-2863
Document Number	0000021076
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 GORMAN AVE WACO TX 767072863, WACO, TX 76707-2863

Mortgage

Document Number	0000021076
Date	Jun 26, 2019
Instrument	21076

Lender

Name	NEIGHBORHOOD HSNG SVCS
Address	WACO, TX 76701

Agreement

Amount	Amount on Record
Term	384 Months
Due	Jun 25, 2051

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2405 GORMAN AVE, WACO, TX 76707-2863
Document Number	0000021077
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 GORMAN AVE WACO TX 767072863, WACO, TX 76707-2863

Mortgage

Document Number	0000021077
Date	Jun 26, 2019
Instrument	21077

Lender

Name	NEIGHBORHOOD HSNG SVCS
Address	WACO, TX 76701

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jun 25, 2059

Interest

Rate	4%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2405 GORMAN AVE, WACO, TX 76707-2863
Document Number	0000016461
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 GORMAN AVE WACO TX 767072863, WACO, TX 76707-2863

Mortgage

Document Number	0000016461
Date	May 23, 2017
Instrument	16461

Lender

Name	SRL PORTFOLIO LLC

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 22, 2037

Interest

Rate Type	Fixed Rate
Rate	1%

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Gorman Ave was $1,813 with exemptions applied, up 20.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,474 (+5.17%) Land $26,978 Building $221,496	$248,474 (-8.74%) Land $26,978 Building $221,496
2025	$1,813.00 (+20.79%) Homeowner's exemption Disabled Person's exemption	$236,266	$272,280 Land $24,590 Building $247,690
2024	$1,501.00
2023		$250,670 Land $24,590 Building $226,080	$250,670 Land $24,590 Building $226,080
2022	$1,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 Gorman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Gorman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

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