Monroe County property record for 2405 E Rechter Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,025 sqft · built 1978 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $386,500 (Sep 2025) |
| Tax Bill | $3,472 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2026 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20560-00 |
| Primary APN | 015-20560-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,025 sqft Living Area |
| 1st Floor Area | 2,025 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-20560-00 |
|---|---|
| Street Address | 2405 E RECHTER RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-6122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDERMERE EAST II LOT 24 |
| Legal Subdivision | WINDERMERE EAST II |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 901 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2405 EST RECHTER RD, BLOOMINGTON, IN 47401 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON COUNTY BANK |
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Feb 21, 2007 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Sep 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK |
| Sep 29, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2023 | Correction Deed |
| May 11, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 5, 2020 | Affidavit of Death of Joint Tenant, Transfer · Line of Credit OLD NATIONAL BANK |
| May 5, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Prior Sale | Jun 5, 2020 · Amount on Record |
| Deed Document Number | 202554596 |
| Prior Transfer Date | May 5, 2020 |
| Prior Transfer Doc | 2020008166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023009479 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023009479 |
| Name | JACKSON COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SEYMOUR, IN 47274 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026002788 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026002788 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | 3930 S WALNUT ST, BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007002892 |
|---|---|
| Date | Feb 21, 2007 |
| Instrument | 2007002892 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 29, 2025 |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Number | 2025011008 |
| Map Reference | MB 6 PG 148 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025011008 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Number | 2025011009 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025011009 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 29, 2025 |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Number | 2025011007 |
| Map Reference | MB 6 PG 148 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025011007 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 17, 2023 |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Number | 2023005248 |
| Map Reference | MB 6 PG 148 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023005248 |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Name | Verified Name |
|---|---|
| Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 11, 2023 |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Number | 2023004993 |
| Map Reference | MB 6 PG 148 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023004993 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Name | Verified Name |
|---|---|
| Address | 2405 E ROGERS RD, BLOOMINGTON, IN 47401-8933 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jun 5, 2020 |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Number | 2020008165 |
| Map Reference | PL 6 PG 148 |
| Instrument Date | May 5, 2020 |
| Instrument | 2020008165 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2020008166 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020008166 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 5, 2020 |
| Property Address | 2405 E RECHTER RD, BLOOMINGTON, IN 47401-6122 |
| Document Number | 2020006271 |
| Map Reference | MB 6 PG 148 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 2020006271 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3933 S JAMIE LN, BLOOMINGTON, IN 47401-9324 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,472.00 (-11.54%) | $358,100 (-1.38%) Land $123,400 Building $234,700 | $358,100 (-1.38%) Land $123,400 Building $234,700 |
| 2024 | $3,925.00 (+7.33%) | $363,100 (+0.72%) Land $123,900 Building $239,200 | $363,100 (+0.72%) Land $123,900 Building $239,200 |
| 2023 | $360,500 (+7.26%) Land $123,900 Building $236,600 | $360,500 (+7.26%) Land $123,900 Building $236,600 | |
| 2022 | $3,657.00 Homeowner's exemption | $336,100 Land $123,900 Building $212,200 | $336,100 Land $123,900 Building $212,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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