2405 E Oak St, Stockton, CA 95205 Property Records

San Joaquin County property record for 2405 E Oak St, Stockton, CA 95205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2018)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`141-235-130-000`

Property Details

APN / Parcel Number

Primary APN	`141-235-130-000`
Alternative APN	`141-235-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Area	284 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	141-235-13
Street Address	2405 E OAK ST
City	STOCKTON
State	CA
Zip	95205-4657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 131 LOT 25
Legal Subdivision	FREMONT TERRACE
Legal Tract	131
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2018
Census Tract	1800

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 E OAK ST, STOCKTON, CA 95205-4657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2018	Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Document Number	201883944
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0000051153
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2405 E OAK ST, STOCKTON, CA 95205-4657
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E OAK ST, STOCKTON, CA 95205-4657

Mortgage

Document Number	0000040584
Date	Mar 5, 2021
Instrument	2021-040584

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 30, 2018
Property Address	2405 E OAK ST, STOCKTON, CA 95205-4657
Document Number	0000083944
Instrument Date	Jul 24, 2018
Instrument	83944
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E OAK ST STOCKTON CA 952054657, STOCKTON, CA 95205-4657

Mortgage

Document Number	83945
Date	Jul 30, 2018
Instrument	83945

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2405 E OAK ST, STOCKTON, CA 95205-4657
Document Number	0000105393
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2405 E OAK ST STOCKTON CA 952054657, STOCKTON, CA 95205-4657

Mortgage

Document Number	0000105393
Date	Sep 12, 2017
Instrument	105393

Lender

Name	BANK OF WEST
Address	STOCKTON, CA 95210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00 (+2.88%)
2025	$3,330.00 (+3.93%)	$267,720 (+4.04%) Land $55,774 Building $211,946
2023	$3,204.00 (+1.88%)	$257,326 Land $53,609 Building $203,717	$317,070
2022	$3,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Cal.net, ezWave, Verizon.

Nearby Properties on E Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures