2405 E Hwy 82, Gainesville, TX 76240 Property Records

Cooke County property record for 2405 E Hwy 82, Gainesville, TX 76240

Property Summary

Property Type	Commercial
Details	7,560 sqft · built 1992
Lot Size	0.546 acres (23,766 sqft)
Owner	Trust Name on File
Tax Bill	$9,395 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0462-024-00000`

Property Details

APN / Parcel Number

Primary APN	`0462-024-00000`
Alternative APN	`22003`

Interior

Building Area	7,560 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Steel Frame
Lot Area	23,766 sqft (0.546 acres)

Location & Zoning

Account Number	0462-024-00000
Street Address	2405 E HIGHWAY 82
City	GAINESVILLE
State	TX
Zip	76240-2478
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	HILL G; 0462; 0.5456
Legal Subdivision	HILL G
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2005
Census Tract	600

Owner

2405 E Hwy 82, a commercial property, is held in a trust since November 2023.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	3113 WOODLAND CT, GAINESVILLE, TX 76240-5176
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage BTH BANK NA
Sep 8, 2021	Warranty Deed, Transfer
Mar 11, 2019	Vendor's Lien, Transfer · Stand-Alone First Mortgage MICHAEL ERWIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023
Deed Sale	Nov 30, 2023
Prior Sale	Mar 11, 2019 · Amount on File
Deed Document Number	20237893
Deed Book / Page	2615 / 624
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	2245/775
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	2405 E HIGHWAY 82, GAINESVILLE, TX 76240-2478
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13285 S INTERSTATE 35, VALLEY VIEW, TX 76272-7141

Mortgage

Document Number	2447/180
Date	Sep 8, 2021
Book Page	2447/180
Instrument	2021-07656

Lender

Name	BTH BANK NA
Type	Bank
Address	DALLAS, TX 75205

Agreement

Amount	Amount on Record
Term	84 Months
Due	Sep 1, 2028

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 8, 2021
Property Address	2405 E HIGHWAY 82, GAINESVILLE, TX 76240-2478
Document Number	002447/176
Book / Page	2447 / 176
Instrument Date	Sep 2, 2021
Instrument	2021-07655
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1588, DEERFIELD, IL 60015-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 COUNTRYSIDE WAY, AUBREY, TX 76227-1487

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 11, 2019
Property Address	2405 E HIGHWAY 82, GAINESVILLE, TX 76240-2478
Document Number	2245/775
Book / Page	2245 / 775
Map Reference	CAB A SL 236
Instrument Date	Mar 8, 2019
Instrument	00090258
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	665 SIMONDS RD, 665, WILLIAMSTOWN, MA 01267-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E HIGHWAY 82, GAINESVILLE, TX 76240-2478

Mortgage

Document Number	00090259
Date	Mar 11, 2019
Instrument	00090259

Lender

Name	MICHAEL ERWIN
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2405 E Hwy 82 was $9,395.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,395.00	$449,078 (-) Land $104,104 Building $344,974	$449,078 (-) Land $104,104 Building $344,974
2025	$9,395.00 (+10.75%)	$449,078 Land $104,104 Building $344,974	$449,078 Land $104,104 Building $344,974
2024	$8,483.00
2023		$416,818 Land $103,205 Building $313,613	$416,818 Land $103,205 Building $313,613
2022	$8,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 E Hwy 82 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 E Hwy 82 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20

May also be available: Verizon.

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