2405 E 38th St, Anderson, IN 46013 Property Records

Madison County property record for 2405 E 38th St, Anderson, IN 46013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,752 sqft · built 1939
Lot Size	0.633 acres (27,573 sqft)
Owner	Individual Name on Record
Last Sale	$168,589 (Apr 2026)
Tax Bill	$844 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-12-29-200-024.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-12-29-200-024.000-003`
Alternative APNs	`00001131281` `18578AZ`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	984 sqft
Upper Floors Area	768 sqft
Attic	Attic
Attic Area	1,536 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Asphalt
Lot Area	27,573 sqft (0.633 acres)
Lot Dimensions	275 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001131281
Street Address	2405 E 38TH ST
City	ANDERSON
State	IN
Zip	46013-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E2 NW 0.6330ACRES STR: 29198 SECTION: PLAT: 09 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3004
Census Tract	2000

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 E 38TH ST, ANDERSON, IN 46013-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC
Apr 28, 2026	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE
Nov 28, 2017	Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	20266144
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2405 E 38TH ST, ANDERSON, IN 46013-2640
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R17793
Date	Oct 24, 2022
Instrument	2022R17793

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2405 E 38TH ST, ANDERSON, IN 46013-2640
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00417
Date	Jan 11, 2021
Instrument	2021R00417

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Apr 28, 2026
Property Address	2405 E 38TH ST, ANDERSON, IN 46013-2640
Document Number	0000006144
Instrument Date	Apr 24, 2026
Instrument	2026.6144
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E 38TH ST, ANDERSON, IN 46013-2640

Mortgage

Document Number	0000006145,
Date	Apr 28, 2026
Instrument	2026..6145

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Nov 28, 2017
Property Address	2405 E 38TH ST, ANDERSON, IN 46013-2640
Document Number	2017R16607
Instrument Date	Nov 22, 2017
Instrument	2017R16607
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E 38TH ST, ANDERSON, IN 46013-2640

Mortgage

Document Number	2017R16608
Date	Nov 28, 2017
Instrument	2017R16608

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$844.00 (-1.17%) Homeowner's exemption	$88,100 (+18.57%) Land $13,500 Building $74,600	$88,100 (+18.57%) Land $13,500 Building $74,600
2024	$854.00 (+8.24%)
2023		$74,300 (-0.13%) Land $12,800 Building $61,500	$74,300 (-0.13%) Land $12,800 Building $61,500
2022	$789.00 Homeowner's exemption	$74,400 Land $12,300 Building $62,100	$74,400 Land $12,300 Building $62,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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