2405 Derby Dr, Fallston, MD 21047 Property Records

Harford County property record for 2405 Derby Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,635 sqft · built 1973
Lot Size	0.961 acres (41,880 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Aug 2014)
Tax Bill	$4,197 (2026)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-061829`

Property Details

APN / Parcel Number

Primary APN	`04-061829`
Alternative APNs	`4061829` `061829`

Interior

Full Baths	3 Baths
Building Area	1,635 sqft Total Area
Basement Area	760 sqft
Finished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	41,880 sqft (0.961 acres)
Lot Dimensions	349 ft deep x 120 ft wide
Garage Type	Basement
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	185 sqft
Deck Area	316 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	061829
Street Address	2405 DERBY DR
City	FALLSTON
State	MD
Zip	21047-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 120/120X349 2405 DERBY DRIVE HUNTINGTON P 2 PT 26/04
Legal Subdivision	PLAN II HUNTINGTON V
Legal Lot Number	4,2405
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2018
Census Tract	304201

Owner

Source: Harford County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 DERBY DR, FALLSTON, MD 21047-1243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Deed Book / Page	10887 / 314
Last Transfer Date	Nov 20, 2025
Transfer Doc	1731000431
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 2, 2026
Property Address	2405 DERBY DR, FALLSTON, MD 21047-1243
Document Number	1731000431
Book / Page	17313 / 431
Instrument Date	Nov 20, 2025
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 DERBY DR, FALLSTON, MD 21047-1243

Mortgage

Document Number	1731000440,
Date	Oct 2, 2026
Book Page	17313/440

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,197.00 (+9.73%)	$379,633 (+12.26%)	$396,700 (+14.82%) Land $114,300 Building $282,400
2025	$3,825.00 (+4.37%)
2023		$338,167	$345,500 Land $114,300 Building $231,200
2022	$3,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Derby Dr

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