2405 Debra Ave, Denison, TX 75020 Property Records

Grayson County property record for 2405 Debra Ave, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1940
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,000 (Dec 2019)
Tax Bill	$3,906 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D033 3225014`

Property Details

APN / Parcel Number

Primary APN	`D033 3225014`
Alternative APN	`148218`

Interior

Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1994
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	144 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	432 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	2405 DEBRA AVE
City	DENISON
State	TX
Zip	75020-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYNES ADDN, BLOCK 3, LOT 2, ACRES .2314
Legal Subdivision	WAYNES ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	4
Census Block	4001
Census Tract	800

Owner

Source: Grayson County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 532, TIOGA, TX 76271-0532
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORPO
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage INWOOD NATIONAL BANK
Dec 10, 2019	Warranty Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	201929938
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2405 DEBRA AVE, DENISON, TX 75020-5501
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 CEDAR CRST, GAINESVILLE, TX 76240-8099

Mortgage

Document Number	0000005975
Date	Mar 13, 2026
Instrument	2026-5975

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORPO
Address	2350 GREEN RD STE 100B, ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2405 DEBRA AVE, DENISON, TX 75020-5501
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023211
Date	Sep 1, 2020
Instrument	2020-00023211

Lender

Name	INWOOD NATIONAL BANK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 10, 2019
Property Address	2405 DEBRA AVE, DENISON, TX 75020-5501
Document Number	0000029938
Instrument Date	Dec 10, 2019
Instrument	29938
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	674 CEDAR CRES GAINESVILLE TX 76240, GAINESVILLE, TX 76240

Mortgage

Document Number	29939
Date	Dec 10, 2019
Instrument	29939

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,521 (+5.9%) Land $55,238 Building $114,283	$169,521 (+5.9%) Land $55,238 Building $114,283
2024	$3,906.00 (+19.27%)
2023		$160,079 Land $45,058 Building $115,021	$160,079 Land $45,058 Building $115,021
2022	$3,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Metronet, Nextlink, TekWav, Verizon.

Nearby Properties on Debra Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures