2405 Cold Harbor Way, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 2405 Cold Harbor Way, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,358 sqft · built 2004
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2020)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083-590-007-000`

Property Details

APN / Parcel Number

Primary APN	`083-590-007-000`
Alternative APNs	`08359007100` `0835900710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,358 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2405 COLD HARBOR WAY
City	CAMERON PARK
State	CA
Zip	95682-7409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L 29 CAMERON GLEN ESTS #2
Legal Subdivision	CAMERON GLEN ESTS #2
Legal Lot Number	29
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1004
Census Tract	30810

Owner

2405 Cold Harbor Way is owned and occupied by two individuals who bought it in June 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2405 COLD HARBOR WAY, CAMERON PARK, CA 95682-7409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 30, 2020	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	202031761
Prior Transfer Date	Feb 5, 2016
Prior Transfer Doc	0000007028
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2405 COLD HARBOR WAY, CAMERON PARK, CA 95682-7409
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 COLD HARBOR WAY, CAMERON PARK, CA 95682-7409

Mortgage

Document Number	0000078331
Date	Dec 29, 2021
Instrument	2021-0078331

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 30, 2020
Property Address	2405 COLD HARBOR WAY, CAMERON PARK, CA 95682-7409
Document Number	0000031761
Instrument Date	Jun 23, 2020
Instrument	31761
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2405 COLD HARBOR WAY CAMERON PARK CA 956827409, CAMERON PARK, CA 95682-7409

Mortgage

Document Number	31762
Date	Jun 30, 2020
Instrument	31762

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Cold Harbor Way was $5,131.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Rescue Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,047 (+2%) Land $121,589 Building $313,458
2025	$5,131.00	$426,517 Land $119,205 Building $307,312
2023	$4,948.00 (+1.21%)	$409,957 Land $114,577 Building $295,380
2022	$4,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2405 Cold Harbor Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1995–2023)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Cold Harbor Way is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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