2405 Coates St, Dubuque, IA 52003 Property Records

Dubuque County property record for 2405 Coates St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,066 sqft · built 1959
Lot Size	0.177 acres (7,722 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Aug 2007)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-353-005`

Property Details

APN / Parcel Number

Primary APN	`10-26-353-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Finished Basement	1,000 sqft
Game Room	Game Room
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,722 sqft (0.177 acres)
Lot Dimensions	99 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	416 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2405 COATES ST
City	DUBUQUE
State	IA
Zip	52003-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOTS 2-1-1 & 2-2-1 JECKLIN-COATES STREET PLACE
Legal Range	02E
Legal Township	89N
Legal Section	26
Legal Subdivision	BRYANT
Legal Lot Number	1,2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1001
Census Tract	802

Owner

2405 Coates St is owned and occupied by two individuals who bought it in August 2007.

Source: Dubuque County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2405 COATES ST, DUBUQUE, IA 52003-7113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2007 · Amount on File
Deed Sale	Aug 22, 2007 · Amount on File
Deed Document Number	200712810
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jul 24, 2026
Property Address	2405 COATES ST, DUBUQUE, IA 52003-7113
Document Number	0000008121
Instrument Date	Jul 23, 2026
Instrument	20268121
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008121,
Date	Jul 24, 2026
Instrument	20268121

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2405 COATES ST, DUBUQUE, IA 52003-7113
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006999
Date	Jun 2, 2022
Instrument	2022-00006999

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2405 COATES ST, DUBUQUE, IA 52003-7113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010411
Date	Sep 4, 2019
Instrument	2019-00010411

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	CHEYENNE, WY 82002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Coates St was $3,152 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,152.00 Homeowner's exemption	$250,200 Land $41,000 Building $209,200	$250,200 Land $41,000 Building $209,200
2024	$3,152.00
2023		$229,400 (+28.48%) Land $39,000 Building $190,400	$229,400 Land $39,000 Building $190,400
2022	$2,926.00 Homeowner's exemption	$178,550 Land $33,150 Building $145,400
2021			$178,550 Land $33,150 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 Coates St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Coates St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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