2405 Clover Crest Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2405 Clover Crest Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,199 sqft · built 1941
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (May 2001)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`510-0072-0104-00`

Property Details

APN / Parcel Number

Primary APN	`510-0072-0104-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	810 sqft
Attic	Attic
Attic Area	389 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2405 CLOVER CREST DR
City	CINCINNATI
State	OH
Zip	45239-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR PIPPIN RD 76.13 FT IRR R1-T2-S1
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2000
Census Tract	20762

Owner

2405 Clover Crest Dr is owned and occupied by two individuals who bought it in May 2001.

Source: Hamilton County records, as of May 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2405 CLOVER CREST DR, CINCINNATI, OH 45239-4616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2001 · Amount on File
Deed Sale	May 21, 2001 · Amount on File
Deed Document Number	200186151
Deed Book / Page	8578 / 1875
Prior Transfer Date	Nov 4, 1997
Prior Transfer Doc	0000174571
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2405 CLOVER CREST DR, CINCINNATI, OH 45239-4616
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 CLOVER CREST DR, CINCINNATI, OH 45239-4616

Mortgage

Document Number	0000022683
Date	Mar 26, 2026
Book Page	15631/1909
Instrument	2026-0022683

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2405 CLOVER CREST DR, CINCINNATI, OH 45239-4616
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 CLOVER CREST DR, CINCINNATI, OH 45239-4616

Mortgage

Document Number	0000081275
Date	Nov 16, 2023
Book Page	15044/474
Instrument	2023-0081275

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Clover Crest Dr was $2,799, up 7.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00 (+7.86%)	$48,493 (-) Land $11,820 Building $36,673	$138,550 Land $33,770 Building $104,780
2024	$2,595.00 (-0.57%)	$48,493 (-) Land $11,820 Building $36,673
2023	$2,610.00 (+45%)	$48,493 (+78.2%) Land $11,820 Building $36,673	$138,550 Land $33,770 Building $104,780
2022	$1,800.00 Homeowner's exemption	$27,213 Land $9,240 Building $17,973
2020			$77,750 Land $26,400 Building $51,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2405 Clover Crest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	23 (1979–2026)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Clover Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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