2405 Clark St, Columbia, SC 29201 Property Records

Richland County property record for 2405 Clark St, Columbia, SC 29201 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,965 sqft · built 1930
Lot Size	0.204 acres (8,893 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Jun 2023)
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09012-04-10`

Property Details

APN / Parcel Number

Primary APN	`09012-04-10`
Alternative APNs	`R09012-04-10` `00145756`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,965 sqft Heated Area
Gross Area	3,199 sqft
1st Floor Area	1,545 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Unfinished Basement	966 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,893 sqft (0.204 acres)
Garage Area	162 sqft
Porch	Open Porch
Porch Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00145756
Street Address	2405 CLARK ST
City	COLUMBIA
State	SC
Zip	29201-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT Y 54.9X154X54.9X154.1 #SU #PR X-5269 D-51 275-27
Legal Subdivision	ELMWOOD PARK
Legal Lot Number	Y
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2013
Census Tract	700

Owner

Source: Richland County records · APN 09012-04-10

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2405 CLARK ST, COLUMBIA, SC 29201-1841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 07, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2023 · Amount on Record
Deed Sale	Jun 07, 2023 · Amount on Record
Prior Sale	Nov 28, 2001 · Amount on Record
Deed Document Number	202323578
Deed Book / Page	2841 / 769
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2405 CLARK ST, COLUMBIA, SC 29201-1841
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 CLARK ST, COLUMBIA, SC 29201-1841

Mortgage

Document Number	0030790742
Date	Dec 02, 2025
Book Page	3079/742
Instrument	2025057363

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2040

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 07, 2023
Property Address	2405 CLARK ST, COLUMBIA, SC 29201-1841
Document Number	0028410769
Book / Page	2841 / 769
Map Reference	MB 275 PG 27
Instrument Date	Jun 07, 2023
Instrument	2023023578
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2405 CLARK ST, COLUMBIA, SC 29201-1841

Mortgage

Document Number	2023023579
Date	Jun 07, 2023
Instrument	2023023579

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2405 CLARK ST, COLUMBIA, SC 29201-1841
Document Number	2348/0497
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 CLARK ST COLUMBIA SC 292011841, COLUMBIA, SC 29201-1841

Mortgage

Document Number	2348/0497
Date	Nov 05, 2018
Book Page	002348/000497
Instrument	80301

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 04, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00 (+123.69%)	$9,940 (-)	$399,900 (+60.93%) Land $46,500 Building $353,400
2023	$1,279.00 (-61.12%)	$9,940 (-16.68%)	$248,500 (-5.62%)
2021	$3,290.00	$11,930	$263,300 Land $38,000 Building $225,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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