2405 Cherry St, Port Huron, MI 48060 Property Records

St. Clair County property record for 2405 Cherry St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,154 sqft · built 1913
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (May 2023)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-362-0212-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-362-0212-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	100 ft deep x 37.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2405 CHERRY ST
City	PORT HURON
State	MI
Zip	48060-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 85 FT LOT 30 & N 1/2 OF E 85 FT LOT 31 BLK 60 PLAT OF VILLAGE OF FORT GRATIOT
Legal Subdivision	VILLAGE OF FORT GRATIOT
Legal Block	60
Legal Lot Number	30-31
Legal Unit	30,31
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	4
Census Block	4026
Census Tract	628000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 CHERRY ST, PORT HURON, MI 48060-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNION HOME MORTGAGE CORP
May 26, 2023	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Mar 11, 2021	Public Action, Foreclosure
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage ISLAND LANE CAP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	20239553
Deed Book / Page	5625 / 50
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	0005333379
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2405 CHERRY ST, PORT HURON, MI 48060-2911
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 GOLDEN CREST CT 201, 201, PORT HURON, MI 48060-8017

Mortgage

Document Number	0005622390
Date	May 16, 2023
Book Page	5622/390
Instrument	2023008929

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	CLINTON TOWNSHIP, MI 48035

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 26, 2023
Property Address	2405 CHERRY ST, PORT HURON, MI 48060-2911
Document Number	0000562550
Book / Page	5625 / 50
Map Reference	LB 52 PG 37&38
Instrument Date	May 12, 2023
Instrument	2023009553
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1556 ISLAND LN, BLOOMFIELD HILLS, MI 48302-1311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 GOLDEN CREST CT APT 201, 201, PORT HURON, MI 48060-8017

Mortgage

Document Number	0005622379
Date	May 16, 2023
Book Page	5622/379
Instrument	2023008928

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 11, 2021
Property Address	2405 CHERRY ST, PORT HURON, MI 48060-2911
Document Number	0005333379
Book / Page	5333 / 379
Map Reference	LB 52 PG 37&38
Instrument Date	Jan 29, 2021
Instrument	2021007214
Transaction Type	Foreclosure
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27745 ORCHARD LAKE RD, FARMINGTON HILLS, MI 48334-4422

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2405 CHERRY ST, PORT HURON, MI 48060-2911
Document Number	0050410541
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 MILITARY ST PORT HURON MI 480606607, PORT HURON, MI 48060-6607

Mortgage

Document Number	0050410541
Date	Mar 28, 2019
Book Page	005041/000541

Lender

Name	ISLAND LANE CAP LLC
Address	27745 ORCHARD LAKE RD, FARMINGTON HILLS, MI 48334-4422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,600 (+8.59%)	$111,200 (+8.59%)
2025	$2,304.00 (+2.72%) Homeowner's exemption	$51,200 (+50.59%)
2024	$2,243.00 (+48.94%)		$102,400 (+50.59%)
2023		$34,000
2022	$1,506.00		$68,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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