Lane County property record for 2405 Charnelton St, Eugene, OR 97405
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,340 sqft · built 1940 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,000 (Oct 2007) |
| Tax Bill | $13,631 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03-06-42-04600-000 |
| Primary APN | 18-03-06-42-04600-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 4,340 sqft Finished Area |
| Gross Area | 4,102 sqft |
| 1st Floor Area | 2,051 sqft |
| Basement Area | 2,289 sqft |
| Finished Basement | 2,289 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Driveway | Driveway |
| Driveway Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 580 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 0628519 |
|---|---|
| Street Address | 2405 CHARNELTON ST |
| City | EUGENE |
| State | OR |
| Zip | 97405-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-LOW-DENSITY RES |
| Legal Description | SUBD:COLLEGE HILL PARK SEC/TWN/RNG/MER:SEC 06 TWN 18 RNG 03 |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 06 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | COLLEGE HILL PARK |
| Legal Lot Number | 4600 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 4700 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 2405 CHARNELTON ST, EUGENE, OR 97405-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELCOME HOME LOANS INC |
| Aug 4, 2022 | Intrafamily Transfer, Transfer |
| Oct 17, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 18, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2007 · Amount on Record |
| Deed Sale | Oct 5, 2007 · Amount on Record |
| Prior Sale | Oct 5, 2007 · Amount on Record |
| Deed Document Number | 0000069223 |
| Last Transfer Date | Aug 4, 2022 |
| Transfer Doc | 0000033915 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2405 CHARNELTON ST, EUGENE, OR 97405-3213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Title Company | CASCADE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2405 CHARNELTON ST, EUGENE, OR 97405-3213 |
| Document Number | 0000003156 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026-003156 |
| Name | WELCOME HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | EUGENE, OR 97401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 4, 2022 |
| Property Address | 2405 CHARNELTON ST, EUGENE, OR 97405-3213 |
| Document Number | 0000033915 |
| Map Reference | MB 25 PG 304&305 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022-033915 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2405 CHAMELTON STREET, EUGENE, OR 97405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2405 CHARNELTON ST, EUGENE, OR 97405-3213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051075 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 2017-051075 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2405 CHARNELTON ST, EUGENE, OR 97405-3213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000002128 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2019-002128 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,631.00 (+11.94%) Veteran's exemption | $699,632 (+14.29%) | $1,184,422 (+17.72%) Land $206,357 Building $978,065 |
| 2023 | $12,177.00 (+4.02%) Veteran's exemption | $612,137 (+3%) | $1,006,166 (+4.03%) Land $159,396 Building $846,770 |
| 2022 | $11,706.00 Veteran's exemption | $594,308 | $967,147 Land $161,824 Building $805,323 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Hunter Communications Fiber · Fixed Wireless in parts of the area | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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