2405 Centennial Dr, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2405 Centennial Dr, Saint Cloud, MN 56303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,136 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Aug 2025)
Tax Bill	$2,924 (2026)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-45078-0000`

Property Details

APN / Parcel Number

Primary APN	`82-45078-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Width	75 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2405 CENTENNIAL DR
City	SAINT CLOUD
State	MN
Zip	56303-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 017 BLK 008 CENTENNIAL SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	CENTENNIAL
Legal Block	8
Legal Lot Number	17
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	801

Owner

Source: Stearns County records · APN 82-45078-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2405 CENTENNIAL DR, SAINT CLOUD, MN 56303-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Aug 11, 2025 · Amount on Record
Deed Document Number	20251697704
Record Updated	Jun 08, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 14, 2018
Property Address	2405 CENTENNIAL DR, SAINT CLOUD, MN 56303-2533
Document Number	00A1516361
Instrument Date	Mar 01, 2018
Instrument	A1516361
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 CENTENNIAL DR, SAINT CLOUD, MN 56303-2533

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,924.00 (+21.93%)
2025		$220,300 (+8.04%) Land $40,000 Building $180,300	$220,300 (+8.04%) Land $40,000 Building $180,300
2024	$2,398.00 (+5.18%)
2023	$2,280.00	$203,900 Land $40,000 Building $163,900	$203,900 Land $40,000 Building $163,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450008012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 483 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.