Collin County property record for 2405 Capitol Pl, Melissa, TX 75454
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,010 sqft · built 2020 |
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Aug 2026) |
| Tax Bill | $10,354 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-11770-00C-0060-1 |
| Primary APN | R-11770-00C-0060-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,010 sqft Living Area |
| Gross Area | 4,039 sqft |
| 1st Floor Area | 3,010 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 13,112 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 818 sqft |
| Porch | Covered Patio/Porch |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2405 CAPITOL PL |
|---|---|
| City | MELISSA |
| State | TX |
| Zip | 75454-0774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY PHASE 5, BLK C, LOT 6 |
| Legal Subdivision | LIBERTY PHASE 5 (CML) |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | ANNA |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 30207 |
Source: Collin County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2405 CAPITOL PL, MELISSA, TX 75454-0774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed, Transfer · Conventional Mortgage CREDIT UNION ONE |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK |
| Sep 1, 2020 | Grant Deed, Subdivision Related Transfer HIGHLAND HOMELOANS LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on Record |
| Deed Sale | Aug 10, 2026 · Amount on Record |
| Prior Sale | Sep 1, 2020 · Amount on Record |
| Deed Document Number | 2026107466 |
| Prior Transfer Date | Aug 28, 2020 |
| Prior Transfer Doc | 0001458210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Aug 10, 2026 |
| Property Address | 2405 CAPITOL PL, MELISSA, TX 75454-0774 |
| Document Number | 0000107466 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026107466 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2405 CAPITOL PL, MELISSA, TX 75454-0774 |
| Document Number | 0000107467, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026107467 |
| Name | CREDIT UNION ONE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2405 CAPITOL PL, MELISSA, TX 75454-0774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000224870 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 20210202000224870 |
| Name | ASPIRE BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Sep 1, 2020 |
| Property Address | 2405 CAPITOL PL, MELISSA, TX 75454-0774 |
| Document Number | 0001458210 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 1458210 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2405 CAPITOL PL MELISSA TX 754540774, MELISSA, TX 75454-0774 |
| Document Number | 1458220 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 1458220 |
| Name | HIGHLAND HOMELOANS LLC |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2405 CAPITOL PL, MELISSA, TX 75454-0774 |
| Document Number | 0000228030 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674 |
| Investor | Possibly a Property Investor |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Melissa City |
| Unified School District | Melissa Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,354.00 (+4.55%) Homeowner's exemption | $650,650 (+2.9%) Land $201,250 Building $491,852 | $693,102 (+9.61%) Land $201,250 Building $491,852 |
| 2024 | $9,903.00 (+1.03%) | ||
| 2023 | $632,339 Land $184,000 Building $448,339 | $632,339 Land $184,000 Building $448,339 | |
| 2022 | $9,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELISSA serves 26,234 people · EPA ID TX0430040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rise Broadband.
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