2405 Blackrail Ct, Argyle, TX 76226 Property Records

Denton County property record for 2405 Blackrail Ct, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,643 sqft · built 2019
Lot Size	0.14 acres (6,093 sqft)
Owner	Individual Name on File
Last Sale	$466,101 (Apr 2026)
Tax Bill	$7,848 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R753175`

Property Details

APN / Parcel Number

Primary APN	`R753175`
Alternative APNs	`SJ1391A-00000AM-0000-0038-0000` `SJ1391A-00000AM-0000-0038` `1060544`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,643 sqft Living Area
Gross Area	3,076 sqft
1st Floor Area	2,205 sqft
2nd Floor Area	439 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,093 sqft (0.14 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2405 BLACKRAIL CT
City	ARGYLE
State	TX
Zip	76226-2873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEST MEADOWS PHASE 4 BLK AM LOT 38
Legal Subdivision	HARVEST MEADOWS PHASE 4
Legal Block	AM
Legal Lot Number	38
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	4
Census Block	4020
Census Tract	20314

Owner

2405 Blackrail Ct is owned and occupied by an individual who bought it in April 2026.

Source: Denton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 BLACKRAIL CT, ARGYLE, TX 76226-2873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage RED DIAMOND HOME LOANS LLC
Jun 15, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	202638352
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0000082387
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Apr 7, 2026
Property Address	2405 BLACKRAIL CT, ARGYLE, TX 76226-2873
Document Number	0000038352
Instrument Date	Apr 3, 2026
Instrument	202638352
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	INTEGRITY TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 BLACKRAIL CT, ARGYLE, TX 76226-2873

Mortgage

Document Number	0000038353,
Date	Apr 7, 2026
Instrument	202638353

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jun 21, 2022
Property Address	2405 BLACKRAIL CT, ARGYLE, TX 76226-2873
Document Number	0000091204
Map Reference	DOC 2019-111
Instrument Date	Jun 17, 2022
Instrument	2022-091204
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2842 EXETER DR, TROPHY CLUB, TX 76262-1225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 BLACKRAIL CT, ARGYLE, TX 76226-2873

Mortgage

Document Number	0000091205
Date	Jun 21, 2022
Instrument	2022-091205

Lender

Name	RED DIAMOND HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jun 15, 2020
Property Address	2405 BLACKRAIL CT, ARGYLE, TX 76226-2873
Document Number	0000082387
Map Reference	FILE 2019-111
Instrument Date	Jun 12, 2020
Instrument	2020-082387
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 BLACKRAIL CT, ARGYLE, TX 76226-2873

Mortgage

Document Number	0000082388
Date	Jun 15, 2020
Instrument	2020-082388

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Blackrail Ct was $7,848, down 13.6% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,301 (-2.1%) Land $124,915 Building $343,386	$468,301 (-2.1%) Land $124,915 Building $343,386
2025	$7,848.00 (-13.61%)	$478,352 Land $89,225 Building $389,127	$478,352 Land $89,225 Building $389,127
2024	$9,084.00 (-3.91%)
2023	$9,454.00 (-10.35%) Homeowner's exemption	$505,000 Land $89,225 Building $415,775	$505,000 Land $89,225 Building $415,775
2022	$10,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 Blackrail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Blackrail Ct is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTHLAKE serves 10,430 people · EPA ID TX0610235
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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