Kern County property record for 2405 Belle Ter, Bakersfield, CA 93304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1948 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Nov 2022 Construction Loan Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-082-19-00-1 |
| Primary APN | 148-082-19-00-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1948 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Old Parcel Number | 1480821900 |
|---|---|
| Street Address | 2405 BELLE TER |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93304-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SECTION 1, TOWNSHIP 30, RANGE 27, QUARTER |
| Legal Range | 27 |
| Legal Township | 30 |
| Legal Section | 01 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2701 |
Source: Kern County records · APN 148-082-19-00-1
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4900 SANTA ANITA AVE STE 2C, 2C, EL MONTE, CA 91731-1490 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage HOMESTREET BANK |
| Sep 29, 2021 | Grant Deed, Transfer · Commercial Mortgage HOMESTREET BANK |
| May 10, 2018 | Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| May 10, 2018 | Grant Deed, Mortgage MECHANICS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 |
| Deed Sale | Sep 29, 2021 |
| Prior Sale | May 10, 2018 |
| Deed Document Number | 221184297 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 2405 BELLE TER, BAKERSFIELD, CA 93304-4207 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000176757 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 222176757 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 2405 BELLE TER, BAKERSFIELD, CA 93304-4207 |
| Document Number | 0000184297 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 221184297 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4900 SANTA ANITA AVE STE 2C, 2C, EL MONTE, CA 91731-1490 |
| Investor | Possibly a Property Investor |
| Document Number | 0000184298 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 221184298 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | May 10, 2018 |
| Property Address | 2405 BELLE TER, BAKERSFIELD, CA 93304-4207 |
| Document Number | 0000057917 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 57917 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 4900 SANTA ANITA AVE #2C EL MONTE CA 917311490, 2C, EL MONTE, CA 91731-1490 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | May 10, 2018 |
| Property Address | 2405 BELLE TER, BAKERSFIELD, CA 93304-4207 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 57918 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4900 SANTA ANITA AVE #2C EL MONTE CA 917311490, 2C, EL MONTE, CA 91731-1490 |
| Investor | Possibly a Property Investor |
| Document Number | 0000057918 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 57918 |
| Name | MECHANICS BK |
|---|---|
| Type | Bank |
| Address | 725 ALFRED NOBEL DR, HERCULES, CA 94547-1806 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Kern County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Elementary School District | Bakersfield City School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,000.00 (+5.1%) | $118,373 (+4.04%) Land $29,011 Building $89,362 |
| 2023 | $1,903.00 (+4.16%) | $113,779 Land $27,886 Building $85,893 |
| 2022 | $1,827.00 |
Source: FEMA National Flood Hazard Layer, Kern County (06029C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060290027011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 580 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CWS - BAKERSFIELD private · serves 268,129 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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