2405 Basin St, South Bend, IN 46614 Property Records

St. Joseph County property record for 2405 Basin St, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 257 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$3,076 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-32-126-099.000-033`

Property Details

APN / Parcel Number

Primary APN	`71-09-32-126-099.000-033`
Alternative APN	`0261035059913`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	257 sqft Living Area
Gross Area	1,380 sqft
Basement Area	1,380 sqft
Finished Basement	1,123 sqft

Exterior

Year Built	Built 2015
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0261035059913
Street Address	2405 BASIN ST
City	SOUTH BEND
State	IN
Zip	46614-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 CRESCENT OAKS SEC 2
Legal Subdivision	CRESCENT OAKS SEC 2
Legal Lot Number	44
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1039
Census Tract	11704

Owner

2405 Basin St is owned and occupied by an individual who acquired it in September 2018.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Sep 24, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 24, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 24, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018
Deed Sale	Sep 24, 2018
Prior Sale	Oct 7, 2015
Deed Document Number	0001824477
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002224799
Date	Aug 24, 2022
Instrument	2224799

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2042

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001725151
Date	Sep 15, 2017
Instrument	1725151

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 24, 2018
Property Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034
Document Number	1824477
Map Reference	IN 1210614
Instrument Date	Sep 17, 2018
Instrument	1824477
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 24, 2018
Property Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034
Document Number	1824477
Map Reference	IN 1210614
Instrument Date	Sep 17, 2018
Instrument	1824477
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 24, 2018
Property Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034
Document Number	0001824477
Map Reference	IN 1210614
Instrument Date	Sep 17, 2018
Instrument	1824477
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 BASIN ST, SOUTH BEND, IN 46614-9034

Mortgage

Document Number	0001824478
Date	Sep 24, 2018
Instrument	1824478

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	South Bend City
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$347,400 Land $63,900 Building $283,500	$347,400 Land $63,900 Building $283,500
2024	$3,076.00 (-1.09%)
2023	$3,110.00 (-29.92%)	$306,200 (-0.84%) Land $63,900 Building $242,300	$306,200 (-0.84%) Land $63,900 Building $242,300
2022	$4,438.00 Homeowner's exemption	$308,800 Land $63,900 Building $244,900	$308,800 Land $63,900 Building $244,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 Basin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Basin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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