2405 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2405 Baltimore St, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,486 sqft · built 1958
Lot Size	0.27 acres (11,760 sqft)
Owner	Individual Name on File
Tax Bill	$4,516 (2025)
Deeds & Mortgages	Sep 2010 Mortgage Apr 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-127-001`

Property Details

APN / Parcel Number

Primary APN	`8813-03-127-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	84 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2405 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW SUBDIVISION LOT 58
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	CRESTVIEW SUBDIVISION
Legal Lot Number	58
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1006
Census Tract	1301

Owner

Source: Black Hawk County records · APN 8813-03-127-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2405 BALTIMORE ST, WATERLOO, IA 50702-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2010	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Apr 18, 2005	Deed of Trust, Mortgage JOHN DEERE COMMUNITY CU
Jun 01, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 27, 2026
Transfer Doc	0000007946
Record Updated	Sep 20, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2405 BALTIMORE ST, WATERLOO, IA 50702-5101
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011005551
Date	Sep 20, 2010
Instrument	2011005551

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2040

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2405 BALTIMORE ST, WATERLOO, IA 50702-5101
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005024008
Date	Apr 18, 2005
Instrument	2005024008

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	85 Months
Due	May 01, 2012

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 01, 2026
Property Address	2405 BALTIMORE ST, WATERLOO, IA 50702-5101
Document Number	0000007946
Instrument Date	May 27, 2026
Instrument	20267946
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 BALTIMORE ST, WATERLOO, IA 50702-5101

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,516.00 Homeowner's exemption	$233,380 (+6.87%) Land $30,970 Building $202,410	$233,380 (+6.87%) Land $30,970 Building $202,410
2024	$4,516.00 (+27.57%)
2023		$218,380 (+28.44%) Land $30,970 Building $187,410	$218,380 (+28.44%) Land $30,970 Building $187,410
2022	$3,540.00 Homeowner's exemption	$170,020 Land $30,970 Building $139,050
2021			$170,020 Land $30,970 Building $139,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Verizon, Mediacom Communications, AT&T, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Baltimore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures