2405 Anchor Dr, Bloomington, IL 61704 Property Records

McLean County property record for 2405 Anchor Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,169 sqft · built 1977
Lot Size	0.132 acres (5,761 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Aug 2021)
Tax Bill	$4,371 (2024)
Deeds & Mortgages	Sep 2021 Sale Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-36-152-032`

Property Details

APN / Parcel Number

Primary APN	`14-36-152-032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,169 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	1,067 sqft
Basement Area	1,053 sqft
Finished Basement	1,053 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	5,761 sqft (0.132 acres)
Lot Dimensions	112 ft deep x 48 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2405 ANCHOR DR
City	BLOOMINGTON
State	IL
Zip	61704-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LAKEWOOD ESTATES 1ST ADD LOT 154
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	LAKEWOOD ESTATES
Legal Lot Number	154
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1005
Census Tract	1106

Owner

2405 Anchor Dr is owned and occupied by an individual who bought it in August 2021.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer ALLIANCE LAND TITLE
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jan 3, 2018	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 15, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Nov 15, 2017 · Amount on File
Deed Document Number	202119377
Prior Transfer Date	Dec 20, 2017
Prior Transfer Doc	0000000101
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 28, 2021
Property Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311
Document Number	202100023279
Map Reference	DOC 77-7659
Instrument Date	Sep 23, 2021
Instrument	2021-00023279
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 12, 2021
Property Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311
Document Number	202100019377
Instrument Date	Aug 4, 2021
Instrument	2021-00019377
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311

Mortgage

Document Number	202100019378
Date	Aug 12, 2021
Instrument	2021-00019378

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006940
Date	Apr 22, 2020
Instrument	2020-00006940

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 3, 2018
Property Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311
Document Number	201800000101
Map Reference	DOC77-7659
Instrument Date	Dec 20, 2017
Instrument	2018-00000101
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311
Investor	Possibly a Property Investor

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 15, 2017
Property Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311
Document Number	201700020604
Map Reference	DOC77-7659
Instrument Date	Nov 3, 2017
Instrument	2017-00020604
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 ANCHOR DR, BLOOMINGTON, IL 61704-2311
Investor	Possibly a Property Investor

Mortgage

Document Number	201700020605
Date	Nov 15, 2017
Instrument	2017-00020605

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,141 Land $12,112 Building $53,029	$195,423 Land $36,336 Building $159,087
2024	$4,371.00 (+10.38%)
2023	$3,960.00	$53,381 Land $9,925 Building $43,456	$160,143 Land $29,775 Building $130,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2405 Anchor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2405 Anchor Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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