2405 Afton Rd, Beloit, WI 53511 Property Records

Rock County property record for 2405 Afton Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1983
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2026)
Tax Bill	$3,625 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12380005`

Property Details

APN / Parcel Number

Primary APN	`206 12380005`
Alternative APN	`12380005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,225 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Metal
Construction Type	Frame
Lot Area	13,460 sqft (0.309 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 12380005
Street Address	2405 AFTON RD
City	BELOIT
State	WI
Zip	53511-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 1 CSM VOL 20 PGS 170-171
Legal Subdivision	BIG HILL MANOR
Legal Lot Number	1
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1014
Census Tract	2100

Owner

Source: Rock County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 AFTON RD, BELOIT, WI 53511-8646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CREDIT UNION
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 20, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	20262319206
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 21, 2026
Property Address	2405 AFTON RD, BELOIT, WI 53511-8646
Document Number	0002319206
Instrument Date	Sep 18, 2026
Instrument	20262319206
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	TOWN N COUNTRY TITLE LLC, TOWN N COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2405 AFTON RD, BELOIT, WI 53511-8646

Mortgage

Document Number	0002319207,
Date	Sep 21, 2026
Instrument	20262319207

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2405 AFTON RD, BELOIT, WI 53511-8646
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002185369
Date	Apr 20, 2021
Instrument	2185369

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 20, 2021
Property Address	2405 AFTON RD, BELOIT, WI 53511-8646
Document Number	0002185367
Map Reference	VL 20 PG 170-171
Instrument Date	Apr 16, 2021
Instrument	2185367
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 AFTON RD, BELOIT, WI 53511-8646

Mortgage

Document Number	0002185368
Date	Apr 20, 2021
Instrument	2185368

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,625.00 (+26.75%) Homeowner's exemption	$228,200 (+21%) Land $27,300 Building $200,900	$250,600 (+16.83%)
2023	$2,860.00 Homeowner's exemption	$188,600 Land $24,500 Building $164,100	$214,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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